Last Updated: 07/28/2025
Marriott Employees FCU Platinum Preferred
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.9% - 17.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
9.9% - 17.9%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Marriott Employees FCU Platinum Preferred Review
This is a card issued by Marriott Employees Federal Credit Union. If you're wondering whether Marriott Employees FCU Platinum Preferred is the right card for you, read on.
Key Takeaways
- APRs: Marriott Employees FCU Platinum Preferred has a variable regular purchase APR that ranges from 9.9% up to 17.9%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Marriott Employees FCU Platinum Preferred charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Marriott Employees FCU Platinum Preferred
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Marriott Employees FCU Platinum Preferred FAQ
Does Marriott Employees FCU Platinum Preferred have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Marriott Employees FCU Platinum Preferred?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Marriott Employees FCU Platinum Preferred has a variable purchase APR that ranges from 9.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.9% up to 17.9%. It also has a variable cash advance APR that ranges from 9.9% up to 17.9%.
Does Marriott Employees FCU Platinum Preferred have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Marriott Employees FCU Platinum Preferred have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Marriott Employees FCU Platinum Preferred?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Marriott Employees FCU Platinum Preferred have a foreign transaction fee?
Marriott Employees FCU Platinum Preferred charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Marriott Employees FCU Platinum Preferred?
The customer service number for Marriott Employees FCU Platinum Preferred is (800) 821-7280.
What is the support contact email for Marriott Employees FCU Platinum Preferred?
The support contact email for Marriott Employees FCU Platinum Preferred is member.services@marriott.com.
What is the login page for Marriott Employees FCU Platinum Preferred?
You can access the login page of Marriott Employees FCU Platinum Preferred here.
How do people rate the customer service and user experience of Marriott Employees FCU Platinum Preferred?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Marriott Employees FCU Platinum Preferred report your account activity to credit bureaus?
Yes, Marriott Employees FCU Platinum Preferred reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Marriott Employees Federal Credit Union perform a hard credit pull?
Yes, Marriott Employees FCU Platinum Preferred performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Marriott Employees FCU Platinum Preferred
- Visit the website of Marriott Employees FCU Platinum Preferred.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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