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  Marriott Employees FCU Platinum Preferred
Marriott Employees FCU Platinum Preferred Unaffiliated

Marriott Employees FCU Platinum Preferred

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Highlights
Purchase APR  (Variable APR) 9.9% - 17.9%
Balance Transfer APR  (Variable APR) 9.9% - 17.9%
Credit Score Range 600 - 850
Annual Fee $0

Marriott Employees FCU Platinum Preferred Review

This is a card issued by Marriott Employees Federal Credit Union. If you're wondering whether Marriott Employees FCU Platinum Preferred is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Marriott Employees FCU Platinum Preferred has a variable purchase APR that ranges from 9.9% up to 17.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Marriott Employees FCU Platinum Preferred charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Marriott Employees FCU Platinum Preferred

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • Marriott Employees FCU Platinum Preferred reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.

Marriott Employees FCU Platinum Preferred FAQ

Does Marriott Employees FCU Platinum Preferred have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Marriott Employees FCU Platinum Preferred benefits?

It provides the following benefits:

  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Marriott Employees FCU Platinum Preferred?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Marriott Employees FCU Platinum Preferred has a variable purchase APR that ranges from 9.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.9% up to 17.9%. It also has a variable cash advance APR that ranges from 9.9% up to 17.9%.

Does Marriott Employees FCU Platinum Preferred have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Marriott Employees FCU Platinum Preferred have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Marriott Employees FCU Platinum Preferred?

The following fees apply:

Marriott Employees FCU Platinum Preferred Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $35
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Marriott Employees FCU Platinum Preferred have a foreign transaction fee?

Marriott Employees FCU Platinum Preferred charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Marriott Employees FCU Platinum Preferred?

The Marriott Employees FCU Platinum Preferred customer service number is (800) 821-7280.

What is the support contact email for Marriott Employees FCU Platinum Preferred?

The support contact email for Marriott Employees FCU Platinum Preferred is member.services@marriott.com.

What is the Marriott Employees FCU Platinum Preferred login page?

You can access the Marriott Employees FCU Platinum Preferred login page here.

How do people rate the customer service and user experience of Marriott Employees FCU Platinum Preferred?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Marriott Employees FCU Platinum Preferred report your account activity to credit bureaus?

Yes, Marriott Employees FCU Platinum Preferred reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marriott Employees FCU Platinum Preferred

  • Visit the Marriott Employees FCU Platinum Preferred website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Marriott Employees FCU Platinum Preferred

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View all credit cards offered by Marriott Employees Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) Starting at 3%
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 9.9% - 17.9%
APR Type Variable APR
Balance Computation Average daily balance (including new transactions)
Credit Limit Up to $30,000
Purchase APR (Variable APR) 9.9% - 17.9%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer APR (Variable APR) 9.9% - 17.9%
Balance Transfer Fee % 3%
Card Type
  • Low Interest
Card Network Visa

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