Marriott Employees Federal Credit Union Platinum Secured
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| Purchase APR (Fixed APR) |
Starting at 17.5% (Verified 08/04/2023) |
| Balance Transfer APR (Fixed APR) |
Starting at 17.5% (Verified 08/04/2023) |
| Credit Score Range | 500 - 850 |
| Annual Fee | Starting at $25 |
Marriott Employees Federal Credit Union Platinum Secured Review
This is a secured credit card card issued by Marriott Employees Federal Credit Union. If you're wondering whether Marriott Employees Federal Credit Union Platinum Secured is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR starting at 17.5%
- 3% Balance transfer fee. Marriott Employees Federal Credit Union Platinum Secured charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Marriott Employees Federal Credit Union Platinum Secured
| The Good | The Bad |
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Marriott Employees Federal Credit Union Platinum Secured FAQ
Does Marriott Employees Federal Credit Union Platinum Secured have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Marriott Employees Federal Credit Union Platinum Secured?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Marriott Employees Federal Credit Union Platinum Secured has a fixed purchase APR starting at 17.5% . The card has a fixed balance transfer APR starting at 17.5% . It also has a fixed cash advance APR starting at 17.5% .
Does Marriott Employees Federal Credit Union Platinum Secured have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Marriott Employees Federal Credit Union Platinum Secured have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Marriott Employees Federal Credit Union Platinum Secured?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $25 |
| Overlimit Fee | $ |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | Starting at $ up to $35 |
| Late Payment Fee | Starting at up to $35 |
This card charges a $25 annual fee.
Does Marriott Employees Federal Credit Union Platinum Secured have a foreign transaction fee?
Marriott Employees Federal Credit Union Platinum Secured charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Marriott Employees Federal Credit Union Platinum Secured?
The Marriott Employees Federal Credit Union Platinum Secured customer service number is (800) 821-7280.
What is the support contact email for Marriott Employees Federal Credit Union Platinum Secured?
The support contact email for Marriott Employees Federal Credit Union Platinum Secured is member.services@marriott.com.
What is the Marriott Employees Federal Credit Union Platinum Secured login page?
You can access the Marriott Employees Federal Credit Union Platinum Secured login page here.
How do people rate the customer service and user experience of Marriott Employees Federal Credit Union Platinum Secured?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Marriott Employees Federal Credit Union Platinum Secured report your account activity to credit bureaus?
Yes, Marriott Employees Federal Credit Union Platinum Secured reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Marriott Employees Federal Credit Union Platinum Secured
- Visit the Marriott Employees Federal Credit Union Platinum Secured website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1801 Research Blvd., Suite 200 Rockville, MD 20850
Rockville, MD 20850 USA - (800) 821-7280
- Visit Site
- Email Support
About Marriott Employees Federal Credit Union Platinum Secured
Other Credit Cards by Marriott Employees Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | Starting at 3% |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | Starting at $25 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $35 |
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