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  Matanuska Valley FCU VISA Secured Credit Card
Matanuska Valley FCU VISA Secured Credit Card Unaffiliated

Matanuska Valley FCU VISA Secured Credit Card

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Highlights
Purchase APR  (Fixed APR) Starting at 12.25%
Balance Transfer APR  (Fixed APR) Starting at 12.25%
Credit Score Range 500 - 850
Annual Fee Starting at $20

Matanuska Valley FCU VISA Secured Credit Card Review

This is a secured credit card credit card issued by Matanuska Valley Federal Credit Union. If you're wondering whether Matanuska Valley FCU VISA Secured Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Matanuska Valley FCU VISA Secured Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Considers applicants with fair credit.
  • Matanuska Valley FCU VISA Secured Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of up to .
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Matanuska Valley FCU VISA Secured Credit Card FAQ

Does Matanuska Valley FCU VISA Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Matanuska Valley FCU VISA Secured Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Matanuska Valley FCU VISA Secured Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Matanuska Valley FCU VISA Secured Credit Card has a fixed purchase APR starting at 12.25% . The card has a fixed balance transfer APR starting at 12.25% . It also has a fixed cash advance APR starting at 12.25% .

Does Matanuska Valley FCU VISA Secured Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Matanuska Valley FCU VISA Secured Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Matanuska Valley FCU VISA Secured Credit Card?

The following fees apply:

Matanuska Valley FCU VISA Secured Credit Card Fees
Fees Amount
Annual Fee N/A
Foreign Transaction Fee 2%
Returned Payment Fee up to $18
Late Payment Fee up to $15

Does Matanuska Valley FCU VISA Secured Credit Card have a foreign transaction fee?

Matanuska Valley FCU VISA Secured Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Matanuska Valley FCU VISA Secured Credit Card?

The support contact email for Matanuska Valley FCU VISA Secured Credit Card is al@mvfcuonline.org.

What is the Matanuska Valley FCU VISA Secured Credit Card login page?

You can access the Matanuska Valley FCU VISA Secured Credit Card login page here.

How do people rate the customer service and user experience of Matanuska Valley FCU VISA Secured Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Matanuska Valley FCU VISA Secured Credit Card report your account activity to credit bureaus?

Yes, Matanuska Valley FCU VISA Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Matanuska Valley FCU VISA Secured Credit Card

  • Visit the Matanuska Valley FCU VISA Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 11:00am - 7:00am
  • Tuesday 11:00am - 7:00am
  • Wednesday 11:00am - 7:00am
  • Thursday 11:00am - 7:00am
  • Friday 11:00am - 7:00am
  • Saturday 11:00am - 5:00am

About Matanuska Valley FCU VISA Secured Credit Card

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View all credit cards offered by Matanuska Valley Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Interest Charge $0
No Interest Grace Period for Late Payment 30 days
Cash Advance Fee Minimum $5
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 2%
Annual Fee Starting at $20
Returned Payment Fee Up to $18
Paper Statement Fee $2.50
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) Starting at 12.25%
Balance Computation Average daily balance (including new purchses)
Purchase APR (Fixed APR) Starting at 12.25%
Balance Transfer APR (Fixed APR) Starting at 12.25%
Card Type
  • Secured
Card Network Visa

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Matanuska Valley Federal Credit Union Credit Cards

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