MAX Credit Union Secured VISA
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| Purchase APR (Variable APR) | 6% - 18% |
| Balance Transfer APR (Variable APR) | 6% - 18% |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
MAX Credit Union Secured VISA Review
This is a secured credit card card issued by MAX Credit Union. If you're wondering whether MAX Credit Union Secured VISA is the right card for you, read on.
Key Takeaways
- Competitive APRs. MAX Credit Union Secured VISA has a variable purchase APR that ranges from 6% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of MAX Credit Union Secured VISA
| The Good | The Bad |
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MAX Credit Union Secured VISA FAQ
Does MAX Credit Union Secured VISA have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for MAX Credit Union Secured VISA?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.MAX Credit Union Secured VISA has a variable purchase APR that ranges from 6% up to 18%. The card has a variable balance transfer APR that ranges from 6% up to 18%. It also has a variable cash advance APR that ranges from 6% up to 18%.
Does MAX Credit Union Secured VISA have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does MAX Credit Union Secured VISA have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for MAX Credit Union Secured VISA?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $30 |
| Late Payment Fee | $5 - $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does MAX Credit Union Secured VISA have a foreign transaction fee?
MAX Credit Union Secured VISA charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for MAX Credit Union Secured VISA?
The MAX Credit Union Secured VISA customer service number is (334) 260-2600.
What is the support contact email for MAX Credit Union Secured VISA?
The support contact email for MAX Credit Union Secured VISA is smartmoney@mymax.com.
What is the MAX Credit Union Secured VISA login page?
You can access the MAX Credit Union Secured VISA login page here.
How do people rate the customer service and user experience of MAX Credit Union Secured VISA?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MAX Credit Union Secured VISA report your account activity to credit bureaus?
Yes, MAX Credit Union Secured VISA reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for MAX Credit Union Secured VISA
- Visit the MAX Credit Union Secured VISA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
400 Eastdale Circle, Montgomery, AL, 36117
Montgomery, AL 36117 USA - (334) 260-2600
- Visit Site
- Email Support
Other Services by MAX Credit Union
Other Credit Cards by MAX Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | Starting at 0% |
| Minimum Cash Advance Fee ($) | Starting at $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| Returned Payment Fee | Up to $30 |
| Late Fee Amount | $5 - $25 |
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