Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
6% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
6% - 18%(Verified 06/21/2024)
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Credit Score Range
500 - 850
Annual Fee
$0
MAX Credit Union Secured VISA Review
This is a secured credit card issued by MAX Credit Union. If you're wondering whether MAX Credit Union Secured VISA is the right card for you, read on.
Key Takeaways
- APRs: MAX Credit Union Secured VISA has a variable regular purchase APR that ranges from 6% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of MAX Credit Union Secured VISA
| The Good | The Bad |
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MAX Credit Union Secured VISA FAQ
Does MAX Credit Union Secured VISA have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
How do people rate the customer service and user experience of MAX Credit Union Secured VISA?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MAX Credit Union Secured VISA report your account activity to credit bureaus?
Yes, MAX Credit Union Secured VISA reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MAX Credit Union perform a hard credit pull?
Yes, MAX Credit Union Secured VISA performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for MAX Credit Union Secured VISA
- Visit the website of MAX Credit Union Secured VISA.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday7:00AM - 2:00AMTuesday7:00AM - 2:00AMWednesday7:00AM - 2:00AMThursday5:00AM - 2:00AMFriday5:00AM - 2:00AMSaturdayClosed
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Rating not yet determined
Purchase APR
6.49%
Disclaimer popup with additional information
Balance Transfer APR
6.49% - 18.00%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
6.49% - 18%
Disclaimer popup with additional information
Balance Transfer APR
6.49% - 18%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
8.75% - 18%
Disclaimer popup with additional information
Balance Transfer APR
8.75% - 18%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
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