Members First Credit Union Visa Platinum (With Annual Fee)
in Personal Credit Cards from Members First Credit Union of Florida
UnaffiliatedMembers First Credit Union Visa Platinum (With Annual Fee)
in Personal Credit Cards from Members First Credit Union of Florida
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| Purchase APR (Fixed APR) | Starting at 10.9% |
| Balance Transfer APR (Fixed APR) | Starting at 10.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | Up to $12 |
Members First Credit Union Visa Platinum (With Annual Fee) Review
This is a cashback credit card issued by Members First Credit Union of Florida. If you're wondering whether Members First Credit Union Visa Platinum (With Annual Fee) is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
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Does Members First Credit Union Visa Platinum (With Annual Fee) have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Members First Credit Union Visa Platinum (With Annual Fee) have a signup bonus?
This card doesn't offer a cash signup bonus.Does Members First Credit Union Visa Platinum (With Annual Fee) offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Members First Credit Union Visa Platinum (With Annual Fee)?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR starting at 10.9% . The card has a fixed balance transfer APR starting at 10.9% . It also has a fixed cash advance APR starting at 10.9% .
Does Members First Credit Union Visa Platinum (With Annual Fee) have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Members First Credit Union Visa Platinum (With Annual Fee) have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Members First Credit Union Visa Platinum (With Annual Fee)?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $27 - $37 |
| Late Payment Fee | $27 - $37 |
Does Members First Credit Union Visa Platinum (With Annual Fee) have a foreign transaction fee?
Members First Credit Union Visa Platinum (With Annual Fee) charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Members First Credit Union Visa Platinum (With Annual Fee)?
The Members First Credit Union Visa Platinum (With Annual Fee) customer service number is .
What is the support contact email for Members First Credit Union Visa Platinum (With Annual Fee)?
The support contact email for Members First Credit Union Visa Platinum (With Annual Fee) is mfcufl@mfcufl.org.
Does Members First Credit Union Visa Platinum (With Annual Fee) report your account activity to credit bureaus?
Yes, Members First Credit Union Visa Platinum (With Annual Fee) reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First Credit Union Visa Platinum (With Annual Fee)
- Visit the Members First Credit Union Visa Platinum (With Annual Fee) website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 12983
Pensacola, FL 32591 - Visit Site
- Email Support
Other Services by Members First Credit Union of Florida
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee (%) | Starting at 0.908% |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | Up to $12 |
| Returned Payment Fee | $27 - $37 |
| Late Fee Amount | $27 - $37 |
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