Michigan First Credit Union Rewards Visa
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR | 7.99% - 19.99% |
| Balance Transfer APR | 7.99% - 19.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Michigan First Credit Union Rewards Visa Review
This is a credit card issued by Michigan First Credit Union. If you're wondering whether Michigan First Credit Union Rewards Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Michigan First Credit Union Rewards Visa has a variable purchase APR that ranges from 7.99% up to 19.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
|---|---|
|
|
Does Michigan First Credit Union Rewards Visa have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the Michigan First Credit Union Rewards Visa benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Michigan First Credit Union Rewards Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Michigan First Credit Union Rewards Visa has a variable purchase APR that ranges from 7.99% up to 19.99%. The card has a variable balance transfer APR that ranges from 7.99% up to 19.99%. It also has a variable cash advance APR that ranges from 7.99% up to 19.99%.
Does Michigan First Credit Union Rewards Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Michigan First Credit Union Rewards Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Michigan First Credit Union Rewards Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Michigan First Credit Union Rewards Visa have a foreign transaction fee?
Michigan First Credit Union Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Michigan First Credit Union Rewards Visa?
The support contact email for Michigan First Credit Union Rewards Visa is help@michiganfirst.com.
What is the Michigan First Credit Union Rewards Visa login page?
You can access the Michigan First Credit Union Rewards Visa login page here.
How do people rate the customer service and user experience of Michigan First Credit Union Rewards Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Michigan First Credit Union Rewards Visa report your account activity to credit bureaus?
Yes, Michigan First Credit Union Rewards Visa reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Michigan First Credit Union Rewards Visa
- Visit the Michigan First Credit Union Rewards Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
27000 Evergreen Rd. Lathrup Village, MI 48076
Lathrup Village, MI 48076 USA - Visit Site
- Email Support
Other Services by Michigan First Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
Be the first to rate
Would you recommend Michigan First Credit Union Rewards Visa to your friends?
Other Credit Cards
Michigan First Credit Union Credit Cards
- Advantage One Credit Union Secured Visa Credit Card
- American Airlines AAdvantage® MileUp Mastercard®
- Bank of America Cash Rewards
- Commerce Bank Secured Visa Credit Card
- Elements Financial FCU Signature Rewards Card
- Green Dot Platinum Secured Credit Card
- Jax FCU Secured Visa Credit Card
- Landmark Credit Union Rewards Visa Credit Card
- Members First Credit Union Visa Platinum Share Secured
- OnPoint CCU Visa Rewards Credit Card
- Oportun Visa Credit Card
- Pen Air FCU Secured Mastercard Credit Card
