Michigan First Credit Union Rewards Visa
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) | 7.99% - 19.99% |
| Balance Transfer APR (Variable APR) | 7.99% - 19.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Michigan First Credit Union Rewards Visa Review
This is a rewards credit card issued by Michigan First Credit Union. If you're wondering whether Michigan First Credit Union Rewards Visa is the right card for you, read on.
Key Takeaways
- Competitive APRs. Michigan First Credit Union Rewards Visa has a variable purchase APR that ranges from 7.99% up to 19.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Michigan First Credit Union Rewards Visa
| The Good | The Bad |
|---|---|
|
|
Michigan First Credit Union Rewards Visa FAQ
Does Michigan First Credit Union Rewards Visa have a cash back or rewards program?
Michigan First Credit Union Rewards Visa is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Michigan First Credit Union Rewards Visa have a signup bonus?
This card doesn't offer a cash signup bonus.Does Michigan First Credit Union Rewards Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Michigan First Credit Union Rewards Visa benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Michigan First Credit Union Rewards Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Michigan First Credit Union Rewards Visa has a variable purchase APR that ranges from 7.99% up to 19.99%. The card has a variable balance transfer APR that ranges from 7.99% up to 19.99%. It also has a variable cash advance APR that ranges from 7.99% up to 19.99%.
Does Michigan First Credit Union Rewards Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Michigan First Credit Union Rewards Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Michigan First Credit Union Rewards Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Michigan First Credit Union Rewards Visa have a foreign transaction fee?
Michigan First Credit Union Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Michigan First Credit Union Rewards Visa?
The Michigan First Credit Union Rewards Visa customer service number is (800) 644-3828.
What is the support contact email for Michigan First Credit Union Rewards Visa?
The support contact email for Michigan First Credit Union Rewards Visa is help@michiganfirst.com.
What is the Michigan First Credit Union Rewards Visa login page?
You can access the Michigan First Credit Union Rewards Visa login page here.
How do people rate the customer service and user experience of Michigan First Credit Union Rewards Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Michigan First Credit Union Rewards Visa report your account activity to credit bureaus?
Yes, Michigan First Credit Union Rewards Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Michigan First Credit Union Rewards Visa
- Visit the Michigan First Credit Union Rewards Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
27000 Evergreen Rd. Lathrup Village, MI 48076
Lathrup Village, MI 48076 USA - (800) 644-3828
- Visit Site
- Email Support
Other Services by Michigan First Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
Be the first to rate
Would you recommend Michigan First Credit Union Rewards Visa to your friends?
Other Credit Cards
Michigan First Credit Union Credit Cards
- Altra Federal Credit Union Visa® Go Credit Card
- Americas First FCU Platinum Visa Credit Card
- BECU UW Secured Credit Card
- Barclays Bank The AARP Travel Rewards
- Beacon Community Credit Union Visa Platinum Credit Card
- Chartway Federal Credit Union Visa® Rewards Credit Card
- General Electric Credit Union Classic Secured Credit Card
- Los Angeles Police Federal Credit Union My First Visa
- PeoplesChoice CU Platinum VISA Credit Card
- Truist Enjoy Beyond credit card
- Valley Strong Credit Union Platinum Card
- Walmart Store Card
