
Mountain View Bank of Commerce MasterCard Platinum Credit Card
in Personal Credit Cards from Mountain View Bank of Commerce
UnaffiliatedMountain View Bank of Commerce MasterCard Platinum Credit Card
in Personal Credit Cards from Mountain View Bank of Commerce
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Purchase APR (Variable APR) | 10.99% - 21.99% |
Balance Transfer APR (Variable APR) | 10.99% - 21.99% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Mountain View Bank of Commerce MasterCard Platinum Credit Card Review
Mountain View Bank of Commerce MasterCard Platinum Credit Card is a credit card issued by Mountain View Bank of Commerce. If you're wondering whether Mountain View Bank of Commerce MasterCard Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Mountain View Bank of Commerce MasterCard Platinum Credit Card has a variable purchase APR that ranges from 10.99% up to 21.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. Mountain View Bank of Commerce MasterCard Platinum Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Mountain View Bank of Commerce MasterCard Platinum Credit Card cash back or rewards program?
No, Mountain View Bank of Commerce MasterCard Platinum Credit Card does not offer a rewards program.
What are the Mountain View Bank of Commerce MasterCard Platinum Credit Card benefits?
Mountain View Bank of Commerce MasterCard Platinum Credit Card provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Mountain View Bank of Commerce MasterCard Platinum Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Mountain View Bank of Commerce MasterCard Platinum Credit Card has lower than average purchase APRs.Mountain View Bank of Commerce MasterCard Platinum Credit Card has a variable purchase APR that ranges from 10.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 21.99%. It also has a variable cash advance APR that ranges from 15.99% up to 24.99%. Note that late payments are subject to an APR of 25.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Mountain View Bank of Commerce MasterCard Platinum Credit Card have an introductory APR offer on balance transfers?
Yes, Mountain View Bank of Commerce MasterCard Platinum Credit Card offers an introductory APR rate on balance transfers of 4.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 4.99% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 10.99% - 21.99% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 4% |
Does Mountain View Bank of Commerce MasterCard Platinum Credit Card have an introductory APR offer on new purchases?
Mountain View Bank of Commerce MasterCard Platinum Credit Card does not offer an introductory rate on new purchases.What are the fees for Mountain View Bank of Commerce MasterCard Platinum Credit Card?
The following fees apply to Mountain View Bank of Commerce MasterCard Platinum Credit Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | $25 |
Late Payment Fee | up to $35 |
Does Mountain View Bank of Commerce MasterCard Platinum Credit Card have a foreign transaction fee?
Mountain View Bank of Commerce MasterCard Platinum Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Mountain View Bank of Commerce MasterCard Platinum Credit Card report your account activity to credit bureaus?
Yes, Mountain View Bank of Commerce MasterCard Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mountain View Bank of Commerce MasterCard Platinum Credit Card
- Visit the Mountain View Bank of Commerce MasterCard Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12001 N Pecos St
Westminster, CO 80234 - (303) 243-5400
- Visit Site
Other Services by Mountain View Bank of Commerce

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $1 |
Returned Payment Fee | $25 |
Late Fee Amount | Up to $35 |
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