Last Updated: 07/28/2025
Mountain View Bank of Commerce Visa® Everyday Rewards Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
18.74% - 28.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
18.74% - 28.74%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
$0
Mountain View Bank of Commerce Visa® Everyday Rewards Card Review
This is a rewards card issued by Mountain View Bank of Commerce. If you're wondering whether Mountain View Bank of Commerce Visa® Everyday Rewards Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.74% up to 28.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Mountain View Bank of Commerce Visa® Everyday Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Mountain View Bank of Commerce Everyday Rewards Card
| The Good | The Bad |
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Mountain View Bank of Commerce Everyday Rewards Card FAQ
Does Mountain View Bank of Commerce Everyday Rewards Card have a cash back or rewards program?
Mountain View Bank of Commerce Everyday Rewards Card is a rewards card.
| Description |
Does Mountain View Bank of Commerce Everyday Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Mountain View Bank of Commerce Everyday Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Mountain View Bank of Commerce Everyday Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Mountain View Bank of Commerce Visa® Everyday Rewards Card has a variable purchase APR that ranges from 18.74% up to 28.74%. The card has a variable balance transfer APR that ranges from 18.74% up to 28.74%. It also has a variable cash advance APR of 30.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Mountain View Bank of Commerce Everyday Rewards Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 18.74% - 28.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Mountain View Bank of Commerce Everyday Rewards Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Mountain View Bank of Commerce Everyday Rewards Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Mountain View Bank of Commerce Everyday Rewards Card have a foreign transaction fee?
Mountain View Bank of Commerce Everyday Rewards Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Mountain View Bank of Commerce Everyday Rewards Card?
The customer service number for Mountain View Bank of Commerce Everyday Rewards Card is (303) 243-5400.
What is the support contact email for Mountain View Bank of Commerce Everyday Rewards Card?
The support contact email for Mountain View Bank of Commerce Everyday Rewards Card is operations@mvbofc.com.
How do people rate the customer service and user experience of Mountain View Bank of Commerce Everyday Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mountain View Bank of Commerce Visa® Everyday Rewards Card report your account activity to credit bureaus?
Yes, Mountain View Bank of Commerce Visa® Everyday Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mountain View Bank of Commerce perform a hard credit pull?
Yes, Mountain View Bank of Commerce Everyday Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Mountain View Bank of Commerce Everyday Rewards Card
- Visit the website of Mountain View Bank of Commerce Everyday Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Services by Mountain View Bank of Commerce
Other Credit Cards from Mountain View Bank of Commerce
Rating not yet determined
Purchase APR
29.24%
Disclaimer popup with additional information
Balance Transfer APR
29.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
28.24%
Disclaimer popup with additional information
Balance Transfer APR
28.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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No one recommends
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