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  Nautilus Credit Card
Nautilus Credit Card
in Credit Cards from Synchrony Bank
Claimed

Nautilus Credit Card

Claimed
in Credit Cards from Synchrony Bank
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Strongly recommended

21 reviews
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Highlights
Purchase APR  (Variable APR) 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee N/A

Nautilus Credit Card Review

This is a store credit card issued by Synchrony Bank. If you're wondering whether Nautilus Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Nautilus Credit Card

The Good The Bad
  • Considers applicants with fair credit.
  • Nautilus Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Nautilus Credit Card FAQ

Does Nautilus Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Nautilus Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Nautilus Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Nautilus Credit Card has a variable purchase APR of 29.99%.

Does Nautilus Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Nautilus Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Nautilus Credit Card?

The following fees apply:

Nautilus Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee $30
Late Payment Fee up to $41

What is the customer service phone number for Nautilus Credit Card?

The Nautilus Credit Card customer service number is (866) 226-5638.

What is the support contact email for Nautilus Credit Card?

The support contact email for Nautilus Credit Card is customer.service@mail.synchronybank.com.

What is the Nautilus Credit Card login page?

You can access the Nautilus Credit Card login page here.

How do people rate the customer service and user experience of Nautilus Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Nautilus Credit Card report your account activity to credit bureaus?

Yes, Nautilus Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nautilus Credit Card

  • Visit the Nautilus Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

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6 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Interest Charge $2
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee $30
Late Fee Amount Up to $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Purchase APR (Variable APR) 29.99%
Card Type
  • Store Card
Card Network Other

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