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Last Updated: 07/28/2025

Nautilus Credit Card

in Credit Cards from Synchrony Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

Purchase APR (Variable APR)

29.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

600 - 850

Annual Fee

N/A

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Nautilus Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether Nautilus Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Nautilus Credit Card

Nautilus Credit Card FAQ

Does Nautilus Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Nautilus Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.
Nautilus Credit Card has a variable purchase APR of 29.99%. Nautilus Credit Card does not offer balance transfers.

Does Nautilus Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Nautilus Credit Card does not offer balance transfers.

Does Nautilus Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Nautilus Credit Card?

N/A.

What is the customer service phone number for Nautilus Credit Card?

The customer service number for Nautilus Credit Card is (866) 226-5638.

What is the support contact email for Nautilus Credit Card?

The support contact email for Nautilus Credit Card is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of Nautilus Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Nautilus Credit Card report your account activity to credit bureaus?

Yes, Nautilus Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Synchrony Bank perform a hard credit pull?

Yes, Nautilus Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Nautilus Credit Card

  • Visit the website of Nautilus Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
Visit Site
Email Support

Hours of Operation

Sunday

8:00AM - 12:00AM

Monday

8:00AM - 12:00AM

Tuesday

8:00AM - 12:00AM

Wednesday

8:00AM - 12:00AM

Thursday

8:00AM - 12:00AM

Friday

8:00AM - 12:00AM

Saturday

8:00AM - 12:00AM

Other Services by Synchrony Bank