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  Noble FCU Rewards Platinum Visa Credit Card
Noble FCU Rewards Platinum Visa Credit Card Unaffiliated

Noble FCU Rewards Platinum Visa Credit Card

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Highlights
Purchase APR  (Variable APR) 9.90% - 18.00%
Balance Transfer APR  (Variable APR) 9.90% - 18.00%
Credit Score Range 650 - 850
Annual Fee $0

Noble FCU Rewards Platinum Visa Credit Card Review

This is a rewards card issued by Noble Federal Credit Union. If you're wondering whether Noble FCU Rewards Platinum Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Noble FCU Rewards Platinum Visa Credit Card has a variable purchase APR that ranges from 9.90% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Noble FCU Rewards Platinum Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Travel assistance insurance
  • Cardholders can earn rewards on their purchases.
  • Noble FCU Rewards Platinum Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Noble FCU Rewards Platinum Visa Credit Card FAQ

Does Noble FCU Rewards Platinum Visa Credit Card have a cash back or rewards program?

Noble FCU Rewards Platinum Visa Credit Card is a rewards card.

Noble FCU Rewards Platinum Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Noble FCU Rewards Platinum Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Noble FCU Rewards Platinum Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Noble FCU Rewards Platinum Visa Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Noble FCU Rewards Platinum Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Noble FCU Rewards Platinum Visa Credit Card has a variable purchase APR that ranges from 9.90% up to 18.00%. The card has a variable balance transfer APR that ranges from 9.90% up to 18.00%. It also has a variable cash advance APR that ranges from 9.90% up to 18.00%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Noble FCU Rewards Platinum Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Noble FCU Rewards Platinum Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Noble FCU Rewards Platinum Visa Credit Card?

The following fees apply:

  • An overlimit fee of $20.
Noble FCU Rewards Platinum Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $20
Foreign Transaction Fee 1%
Returned Payment Fee $25
Late Payment Fee $20 - $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Noble FCU Rewards Platinum Visa Credit Card have a foreign transaction fee?

Noble FCU Rewards Platinum Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Noble FCU Rewards Platinum Visa Credit Card?

The Noble FCU Rewards Platinum Visa Credit Card customer service number is (559) 252-5000.

What is the support contact email for Noble FCU Rewards Platinum Visa Credit Card?

The support contact email for Noble FCU Rewards Platinum Visa Credit Card is memberservices@noblecu.com.

What is the Noble FCU Rewards Platinum Visa Credit Card login page?

You can access the Noble FCU Rewards Platinum Visa Credit Card login page here.

How do people rate the customer service and user experience of Noble FCU Rewards Platinum Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Noble FCU Rewards Platinum Visa Credit Card report your account activity to credit bureaus?

Yes, Noble FCU Rewards Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Noble FCU Rewards Platinum Visa Credit Card

  • Visit the Noble FCU Rewards Platinum Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About Noble FCU Rewards Platinum Visa Credit Card

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View all credit cards offered by Noble Federal Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Up to 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $20
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $25
Late Fee Amount $20 - $30
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Type Points
Cash Advance APR (Variable APR) 9.90% - 18.00%
APR Type Variable APR
Balance Computation average daily balance(including new purchases.
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 9.90% - 18.00%
Balance Transfer APR (Variable APR) 9.90% - 18.00%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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