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  Northeast Credit Union Signature VISA® Credit Card

Northeast Credit Union Signature VISA® Credit Card

in Personal Credit Cards from Northeast Credit Union

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Northeast Credit Union Signature VISA® Credit Card

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in Personal Credit Cards from Northeast Credit Union

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Highlights
Purchase APR  (Variable APR) 14.99%
Balance Transfer APR  (Variable APR) 14.99%
Credit Score Range 680 - 850
Annual Fee $0

Northeast Credit Union Signature VISA® Credit Card Review

This is a rewards credit card issued by Northeast Credit Union. If you're wondering whether Northeast Credit Union Signature VISA® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Northeast Credit Union Signature VISA® Credit Card has a variable purchase APR of 14.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Northeast Credit Union Signature VISA® Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Northeast Credit Union Signature VISA® Credit Card is accepted.
  • Northeast Credit Union Signature VISA® Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
Northeast Credit Union Signature VISA® Credit Card FAQ

Does Northeast Credit Union Signature VISA® Credit Card have a cash back or rewards program?

Northeast Credit Union Signature VISA® Credit Card is a travel rewards card.

Northeast Credit Union Signature VISA® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000

Does Northeast Credit Union Signature VISA® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Northeast Credit Union Signature VISA® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Northeast Credit Union Signature VISA® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Northeast Credit Union Signature VISA® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Northeast Credit Union Signature VISA® Credit Card has a variable purchase APR of 14.99%. The card has a variable balance transfer APR of 14.99% . It also has a variable cash advance APR of 14.99% .

Does Northeast Credit Union Signature VISA® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Northeast Credit Union Signature VISA® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Northeast Credit Union Signature VISA® Credit Card?

The following fees apply:

Northeast Credit Union Signature VISA® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Northeast Credit Union Signature VISA® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Northeast Credit Union Signature VISA® Credit Card?

The support contact email for Northeast Credit Union Signature VISA® Credit Card is memberservices@necu.org.

How do people rate the customer service and user experience of Northeast Credit Union Signature VISA® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Northeast Credit Union Signature VISA® Credit Card report your account activity to credit bureaus?

Yes, Northeast Credit Union Signature VISA® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Northeast Credit Union Signature VISA® Credit Card

  • Visit the Northeast Credit Union Signature VISA® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Northeast Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $3
Additional Card Fee Amount $5
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Travel
  • Restaurants
  • Every Purchase
  • Entertainment
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 14.99%
Balance Computation a method called “Average Daily Balance” (including new purchases).
Purchase APR (Variable APR) 14.99%
Balance Transfer APR (Variable APR) 14.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Travel
Card Network Visa

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