
Northwest FCU FirstCard Visa Credit Card
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Purchase APR (Fixed APR) | 12.9% |
Balance Transfer APR (Fixed APR) | 12.9% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Northwest FCU FirstCard Visa Credit Card Review
This is a credit card issued by Northwest Federal Credit Union. If you're wondering whether Northwest FCU FirstCard Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Northwest FCU FirstCard Visa Credit Card has a fixed purchase APR of 12.9%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Northwest FCU FirstCard Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Northwest FCU FirstCard Visa Credit Card
The Good | The Bad |
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Northwest FCU FirstCard Visa Credit Card FAQ
Does Northwest FCU FirstCard Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Northwest FCU FirstCard Visa Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Northwest FCU FirstCard Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Northwest FCU FirstCard Visa Credit Card has a fixed purchase APR of 12.9%. The card has a fixed balance transfer APR of 12.9% . It also has a fixed cash advance APR starting at 12.9% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Northwest FCU FirstCard Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Northwest FCU FirstCard Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Northwest FCU FirstCard Visa Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Northwest FCU FirstCard Visa Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Northwest FCU FirstCard Visa Credit Card?
The Northwest FCU FirstCard Visa Credit Card customer service number is (844) 709-8900.
What is the support contact email for Northwest FCU FirstCard Visa Credit Card?
The support contact email for Northwest FCU FirstCard Visa Credit Card is nwfcu@nwfcu.org.
What is the Northwest FCU FirstCard Visa Credit Card login page?
You can access the Northwest FCU FirstCard Visa Credit Card login page here.
How do people rate the customer service and user experience of Northwest FCU FirstCard Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Northwest FCU FirstCard Visa Credit Card report your account activity to credit bureaus?
Yes, Northwest FCU FirstCard Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Northwest FCU FirstCard Visa Credit Card
- Visit the Northwest FCU FirstCard Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Spring Street
Herndon, VA 20170 USA - (844) 709-8900
- Visit Site
- Email Support
About Northwest FCU FirstCard Visa Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $35 |
Late Fee Amount | Up to $35 |
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