Last Updated: 07/28/2025
Northwest Federal Credit Union Visa Platinum Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
7.24% - 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
7.24% - 18%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Northwest Federal Credit Union Visa Platinum Credit Card Review
This is a card issued by Northwest Federal Credit Union. If you're wondering whether Northwest Federal Credit Union Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Northwest Federal Credit Union Visa Platinum Credit Card has a variable regular purchase APR that ranges from 7.24% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Northwest Federal Credit Union Visa Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Northwest Federal Credit Union Visa Platinum Credit Card
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Northwest Federal Credit Union Visa Platinum Credit Card FAQ
Does Northwest Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Assistance
What are the relevant APRs for Northwest Federal Credit Union Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Northwest Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 7.24% up to 18%. The card has a variable balance transfer APR that ranges from 7.24% up to 18%. It also has a variable cash advance APR that ranges from 7.24% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Northwest Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Northwest Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Northwest Federal Credit Union Visa Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Northwest Federal Credit Union Visa Platinum Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Northwest Federal Credit Union Visa Platinum Credit Card?
The customer service number for Northwest Federal Credit Union Visa Platinum Credit Card is (844) 709-8900.
What is the support contact email for Northwest Federal Credit Union Visa Platinum Credit Card?
The support contact email for Northwest Federal Credit Union Visa Platinum Credit Card is nwfcu@nwfcu.org.
What is the login page for Northwest Federal Credit Union Visa Platinum Credit Card?
You can access the login page of Northwest Federal Credit Union Visa Platinum Credit Card here.
How do people rate the customer service and user experience of Northwest Federal Credit Union Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Northwest Federal Credit Union perform a hard credit pull?
Yes, Northwest Federal Credit Union Visa Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Northwest Federal Credit Union Visa Platinum Credit Card
- Visit the website of Northwest Federal Credit Union Visa Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM