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UnaffiliatedNorthwest Federal Credit Union Visa Platinum Credit Card
in Personal Credit Cards from Northwest Federal Credit Union
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Purchase APR (Variable APR) | 7.24% - 18% |
Balance Transfer APR (Variable APR) | 7.24% - 18% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Northwest Federal Credit Union Visa Platinum Credit Card Review
This is a credit card issued by Northwest Federal Credit Union. If you're wondering whether Northwest Federal Credit Union Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Northwest Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 7.24% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Northwest Federal Credit Union Visa Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
The Good | The Bad |
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Does Northwest Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Northwest Federal Credit Union Visa Platinum Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Assistance
What are the relevant APRs for Northwest Federal Credit Union Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Northwest Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 7.24% up to 18%. The card has a variable balance transfer APR that ranges from 7.24% up to 18%. It also has a variable cash advance APR that ranges from 7.24% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Northwest Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Northwest Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Northwest Federal Credit Union Visa Platinum Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Northwest Federal Credit Union Visa Platinum Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Northwest Federal Credit Union Visa Platinum Credit Card?
The support contact email for Northwest Federal Credit Union Visa Platinum Credit Card is nwfcu@nwfcu.org.
How do people rate the customer service and user experience of Northwest Federal Credit Union Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for Northwest Federal Credit Union Visa Platinum Credit Card
- Visit the Northwest Federal Credit Union Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Spring Street
Herndon, VA 20170 - Visit Site
- Email Support
About Northwest Federal Credit Union Visa Platinum Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $35 |
Late Fee Amount | Up to $35 |
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