Polaris® Visa® Card
in Personal Credit Cards from US Bank
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Would you recommend Polaris® Visa® Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 24.99% |
| Credit Score Range | 700 - 850 |
Polaris® Visa® Card Review
Polaris® Visa® Card is a store credit card issued by US Bank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Polaris® Visa® Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a Polaris® Visa® Card cash back or rewards program?
No, Polaris® Visa® Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Polaris® Visa® Card?
Polaris® Visa® Card has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. The card has a variable cash advance APR of up to 25.99%.
Does Polaris® Visa® Card have an introductory APR offer?
No, Polaris® Visa® Card does not come with an introductory APR offer for balance transfers. Polaris® Visa® Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 15.99% - 24.99% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | N/A |
| Purchase APR | 15.99% - 24.99% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Up to 25.99% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Polaris® Visa® Card fees?
The following fees apply to Polaris® Visa® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | up to $39 |
Does Polaris® Visa® Card have a foreign transaction fee?
Polaris® Visa® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Polaris® Visa® Card report your account activity to credit bureaus?
Polaris® Visa® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Polaris® Visa® Card
- Visit the Polaris® Visa® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - Visit Site
Other Services by US Bank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 4% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | Up to $39 |
| Returned Payment Fee | $35 |
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Would you recommend Polaris® Visa® Card to your friends?
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Credit Score Range
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24.49%
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Balance Transfer APR
24.49%
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24.49%
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Balance Transfer APR
24.49%
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15.74% - 25.24%
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Balance Transfer APR
15.74% - 25.24%
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Credit Score Range
700 - 850
Annual Fee
$49
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$85
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$80
Purchase APR
14.49% - 24.49%
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Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$50
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Credit Score Range
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14.49% - 24.49%
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Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.24% - 25.24%
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Balance Transfer APR
14.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$80
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$50
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$29
Purchase APR
20.74%
Balance Transfer APR
20.74%
Credit Score Range
300 - 640
Annual Fee
$0
Purchase APR
15.74% - 25.24%
(Variable APR)
Balance Transfer APR
15.74% - 25.24%
(Variable APR)
Credit Score Range
650 - 850
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