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  Sandals Visa Signature® Credit Card
Sandals Visa Signature® Credit Card Unaffiliated

Sandals Visa Signature® Credit Card

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Highlights
Purchase APR  (Variable APR) 14.24% - 24.24%
Balance Transfer APR  (Variable APR) 14.24% - 24.24%
Credit Score Range Starting at 580
Annual Fee $0

Sandals Visa Signature® Credit Card Review

This is a rewards credit card issued by Bank of America. If you're wondering whether Sandals Visa Signature® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 7 months.
  • Competitive APRs. Sandals Visa Signature® Credit Card has a variable purchase APR that ranges from 14.24% up to 24.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Sandals Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 580.

Pros & Cons of Sandals Visa Signature® Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR on new purchases during the first 7 months.
  • No annual fee.
  • Free access to your credit score.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Sandals Visa Signature® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.

Sandals Visa Signature® Credit Card FAQ

Does Sandals Visa Signature® Credit Card have a cash back or rewards program?

Sandals Visa Signature® Credit Card is a rewards card.

Sandals Visa Signature® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Sandals Visa Signature® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Sandals Visa Signature® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Sandals Visa Signature® Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Sandals Visa Signature® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Sandals Visa Signature® Credit Card has a variable purchase APR that ranges from 14.24% up to 24.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 24.24%. It also has a variable cash advance APR that ranges from 17.24% up to 29.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Sandals Visa Signature® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Sandals Visa Signature® Credit Card have an intro APR offer on new purchases?

Sandals Visa Signature® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 7 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 7 months.

What are the fees for Sandals Visa Signature® Credit Card?

The following fees apply:

Sandals Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Sandals Visa Signature® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Sandals Visa Signature® Credit Card?

The Sandals Visa Signature® Credit Card customer service number is (888) 726-3257.

What is the support contact email for Sandals Visa Signature® Credit Card?

The support contact email for Sandals Visa Signature® Credit Card is customerservicealert@bankofamerica.com.

What is the Sandals Visa Signature® Credit Card login page?

You can access the Sandals Visa Signature® Credit Card login page here.

How do people rate the customer service and user experience of Sandals Visa Signature® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Sandals Visa Signature® Credit Card report your account activity to credit bureaus?

Yes, Sandals Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sandals Visa Signature® Credit Card

  • Visit the Sandals Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 7 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 580 -
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • 1x Point on Every Purchase
  • 3x Points on In-Store Eligible Purchases
Cash Advance APR (Variable APR) 17.24% - 29.24%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 14.24% - 24.24%
Balance Transfer APR (Variable APR) 14.24% - 24.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Visa

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