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  US Bank - LifeMiles Visa Secured Card

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US Bank - LifeMiles Visa Secured Card

in Personal Credit Cards from US Bank

Out of Business

US Bank - LifeMiles Visa Secured Card

in Personal Credit Cards from US Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) Starting at 16.24%
Credit Score Range N/A
Annual Fee $25
Purchase APR  (Variable APR) Starting at 16.24%

US Bank - LifeMiles Visa Secured Card Review

US Bank - LifeMiles Visa Secured Card is a secured credit card rewards credit card issued by US Bank. If you're wondering whether US Bank - LifeMiles Visa Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Annual fee waived the first year. US Bank - LifeMiles Visa Secured Card gives you the chance to have the card for a year without paying the $25 annual fee.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers .
  • 0% APR on new purchases .
  • Annual fee waived during the first year.
  • Has an introductory APR rate on balance transfers of 0%.
  • No balance transfer fee.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee of $25
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a US Bank - LifeMiles Visa Secured Card cash back or rewards program?

US Bank - LifeMiles Visa Secured Card offers a rewards program to its customers.

US Bank - LifeMiles Visa Secured Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does US Bank - LifeMiles Visa Secured Card have a signup bonus?

US Bank - LifeMiles Visa Secured Card doesn't offer a cash signup bonus.

Does US Bank - LifeMiles Visa Secured Card offer an annual loyalty bonus?

US Bank - LifeMiles Visa Secured Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for US Bank - LifeMiles Visa Secured Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

US Bank - LifeMiles Visa Secured Card has a variable purchase APR starting at 16.24% . The card has a variable balance transfer APR starting at 16.24% .

Does US Bank - LifeMiles Visa Secured Card have an introductory APR offer on balance transfers??

Yes, US Bank - LifeMiles Visa Secured Card offers an introductory APR rate on balance transfers of 0%

US Bank - LifeMiles Visa Secured Card Balance Transfers
Description
Balance Transfer APR Starting at 16.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) N/A

Does US Bank - LifeMiles Visa Secured Card have an introductory APR offer on new purchases??

This card does offer an introductory APR rate of 0% on qualified purchases

What are the US Bank - LifeMiles Visa Secured Card fees?

The following fees apply to US Bank - LifeMiles Visa Secured Card:

  • There is no overlimit fee
US Bank - LifeMiles Visa Secured Card Fees
Fees Amount
Annual Fee up to $25
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does US Bank - LifeMiles Visa Secured Card have a foreign transaction fee?

US Bank - LifeMiles Visa Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for US Bank - LifeMiles Visa Secured Card

  • Visit the US Bank - LifeMiles Visa Secured Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

No Annual Fee First Year  
Over-Limit Fee $0
Foreign Currency Transaction Fee 3%
Annual Fee $25
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 0 days
Returned Payment Fee $35
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Emergency Support  
Travel Insurance  
Extended Warranty  
Car Rental Insurance  
Purchase APR (Variable APR) Starting at 16.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) Starting at 16.24%

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