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US Bank - LifeMiles Visa Secured Card

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US Bank - LifeMiles Visa Secured Card

in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank - LifeMiles Visa Secured Card is a secured credit card issued by US Bank, which is based in Minneapolis, MN.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank - LifeMiles Visa Secured Card has a variable purchase APR of 16.24%. Balance transfer APRs start at 16.24%.

Is an introductory APR offer available?

Yes, US Bank - LifeMiles Visa Secured Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to US Bank - LifeMiles Visa Secured Card:

  • An annual fee of $25. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of .
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank - LifeMiles Visa Secured Card offers a rewards program to its customers.

Is a signup bonus offered?

US Bank - LifeMiles Visa Secured Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

US Bank - LifeMiles Visa Secured Card doesn't offer a cash loyalty bonus.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Initial Processing Fee
$0
Over-Limit Fee
$0
No Annual Fee First Year
Annual Fee
$25
Minimum Interest Charge
$2
Late Payment Penalty
$35
Returned Payment Fee
$35
Grace Period / Deferred Interest (Months)
0
Foreign Currency Transaction Fee
3%
Minimum Age
18
Customer Type
Personal
Card Type
  • Balance Transfer
  • Rewards
  • Secured
Card Network
  • Visa
Extended Warranty
Car Rental Insurance
Travel Insurance
Emergency Support
Purchases APR
Starting at
16.24%
Introductory Rate
0%
Balance Transfer APR
Starting at
16.24%
Transfer Fee
3% w/$5 min.
Introductory Rate
0%

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