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US Bank - LifeMiles Visa Secured Card
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| Purchase APR (Variable APR) | Starting at 16.24% |
| Balance Transfer APR (Variable APR) | Starting at 16.24% |
| Credit Score Range | N/A |
| Annual Fee | $25 |
US Bank - LifeMiles Visa Secured Card Review
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US Bank - LifeMiles Visa Secured Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a secured credit card rewards card issued by U.S. Bank. If you're wondering whether US Bank - LifeMiles Visa Secured Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- Annual fee waived the first year. US Bank - LifeMiles Visa Secured Card gives you the chance to have the card for a year without paying the $25 annual fee.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
Pros & Cons of US Bank - LifeMiles Visa Secured Card
| The Good | The Bad |
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US Bank - LifeMiles Visa Secured Card FAQ
Does US Bank - LifeMiles Visa Secured Card have a cash back or rewards program?
US Bank - LifeMiles Visa Secured Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does US Bank - LifeMiles Visa Secured Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does US Bank - LifeMiles Visa Secured Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for US Bank - LifeMiles Visa Secured Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.US Bank - LifeMiles Visa Secured Card has a variable purchase APR starting at 16.24% . The card has a variable balance transfer APR starting at 16.24% .
Does US Bank - LifeMiles Visa Secured Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer APR | Starting at 16.24% |
Does US Bank - LifeMiles Visa Secured Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
This card does offer an intro APR rate of 0% on qualified purchases
What are the fees for US Bank - LifeMiles Visa Secured Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does US Bank - LifeMiles Visa Secured Card have a foreign transaction fee?
US Bank - LifeMiles Visa Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank - LifeMiles Visa Secured Card?
The US Bank - LifeMiles Visa Secured Card customer service number is (800) 872-2657.
What is the support contact email for US Bank - LifeMiles Visa Secured Card?
The support contact email for US Bank - LifeMiles Visa Secured Card is customer.support@usbank.com.
What is the US Bank - LifeMiles Visa Secured Card login page?
You can access the US Bank - LifeMiles Visa Secured Card login page here.
How do people rate the customer service and user experience of US Bank - LifeMiles Visa Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for US Bank - LifeMiles Visa Secured Card
- Visit the US Bank - LifeMiles Visa Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
Feature Breakdown
| Introductory Rate | 0% |
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