US Bank - LifeMiles Visa Secured Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
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US Bank - LifeMiles Visa Secured Card
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in Credit Cards from U.S. Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 16.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 16.24%(Verified 06/21/2024)
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Credit Score Range
N/A
Annual Fee
$25
US Bank - LifeMiles Visa Secured Card Review
US Bank - LifeMiles Visa Secured Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a secured credit rewards card issued by U.S. Bank. If you're wondering whether US Bank - LifeMiles Visa Secured Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- $0 intro annual fee for the first year. US Bank - LifeMiles Visa Secured Card gives you the chance to have the card for a year without paying the $25 annual fee.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of US Bank - LifeMiles Visa Secured Card
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US Bank - LifeMiles Visa Secured Card FAQ
Does US Bank - LifeMiles Visa Secured Card have a cash back or rewards program?
US Bank - LifeMiles Visa Secured Card is a rewards card.
| Description |
Does US Bank - LifeMiles Visa Secured Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does US Bank - LifeMiles Visa Secured Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for US Bank - LifeMiles Visa Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.US Bank - LifeMiles Visa Secured Card has a variable purchase APR starting at 16.24%. The card has a variable balance transfer APR starting at 16.24% .
Does US Bank - LifeMiles Visa Secured Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 16.24% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does US Bank - LifeMiles Visa Secured Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases
What are the fees for US Bank - LifeMiles Visa Secured Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $25.
There is a late fee of up to $35 . Does US Bank - LifeMiles Visa Secured Card have a foreign transaction fee?
US Bank - LifeMiles Visa Secured Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank - LifeMiles Visa Secured Card?
The customer service number for US Bank - LifeMiles Visa Secured Card is (800) 872-2657.
What is the support contact email for US Bank - LifeMiles Visa Secured Card?
The support contact email for US Bank - LifeMiles Visa Secured Card is customer.support@usbank.com.
What is the login page for US Bank - LifeMiles Visa Secured Card?
You can access the login page of US Bank - LifeMiles Visa Secured Card here.
How do people rate the customer service and user experience of US Bank - LifeMiles Visa Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does U.S. Bank perform a hard credit pull?
Yes, US Bank - LifeMiles Visa Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for US Bank - LifeMiles Visa Secured Card
- Visit the website of US Bank - LifeMiles Visa Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed