US Bank FlexPerks® Select+ American Express® Card Review

US Bank FlexPerks® Select+ American Express® Card is a rewards credit card issued by US Bank. If you're wondering whether US Bank FlexPerks® Select+ American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 9 months , which is shorter than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 4 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. US Bank FlexPerks® Select+ American Express® Card has a variable purchase APR that ranges from 15.74% up to 25.74%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. US Bank FlexPerks® Select+ American Express® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 680.