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US Bank FlexPerks® Select+ American Express® Card

in Personal Credit Cards

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US Bank FlexPerks® Select+ American Express® Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank FlexPerks® Select+ American Express® Card is a credit card issued by US Bank, which is based in Minneapolis, MN.

US Bank FlexPerks® Select+ American Express® Card is designed for people with a credit score of 680 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank charges a variable APR on new purchases that ranges from 14.99% to 24.99%. Balance transfer APRs, which are also variable, range from 14.99% to 24.99%

Is an introductory APR offer available?

Yes, US Bank FlexPerks® Select+ American Express® Card offers an introductory APR rate of 0% for a period of 9 months.

What are the fees?

The following fees apply to US Bank FlexPerks® Select+ American Express® Card:

  • There is no annual fee
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank FlexPerks® Select+ American Express® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

US Bank FlexPerks® Select+ American Express® Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

US Bank FlexPerks® Select+ American Express® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

US Bank FlexPerks® Select+ American Express® Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  •  

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    Availability

    Available in 50 States and Washington, DC
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period / Deferred Interest (Months)
    24
    Annual Fee
    $0
    No Annual Fee
    Late Payment Penalty
    $38
    Returned Payment Fee
    $35
    Minimum Interest Charge
    $2
    Foreign Currency Transaction Fee
    3%
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Credit Score Range
    680 - 850
    850 300 680
    Minimum Age
    18
    Customer Type
    Personal
    Card Type
    • Balance Transfer
    • Rewards
    Card Network
    • American Express
    Car Rental Insurance
    Extended Warranty
    Emergency Support
    Rewards Categories
    • Every Purchase
    Every Purchase
    1x
    Signup Bonus (points)
    10,000
    Purchases APR (variable)
    14.99% - 24.99%
    0% 29%
    Balance Computation
    average daily balance (including new purchases)
    Balance Transfer APR (variable)
    14.99% - 24.99%
    8% 29%
    Transfer Fee
    3% ($5 minimum)
    Introductory Rate
    0%
    Intro APR period (months)
    9

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