Who is this credit card designed for?

US Bank FlexPerks® Select+ American Express® Card is a credit card issued by US Bank, which is based in Minneapolis, MN, and was established in 1863.

US Bank FlexPerks® Select+ American Express® Card is designed for people with a credit score of 680 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank charges a variable APR on new purchases that ranges from 14.99% to 24.99%. Balance transfer APRs, which are also variable, range from 14.99% to 24.99%

Is an introductory APR offer available?

Yes, US Bank FlexPerks® Select+ American Express® Card offers an introductory APR rate of 0% for a period of 9 months.

What are the fees?

The following fees apply to US Bank FlexPerks® Select+ American Express® Card:

  • There is no annual fee
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank FlexPerks® Select+ American Express® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

US Bank FlexPerks® Select+ American Express® Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for gifts and other perks.

What additional benefits are offered?

US Bank FlexPerks® Select+ American Express® Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
    • Credit Score Range
      680 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • No Annual Fee
    • Card Type
      • Balance Transfer
      • Rewards
    • Card Network
      American Express
    • Car Rental Insurance
    • Emergency Support
    • Extended Warranty
    • Points
    • Rewards Categories
      Every Purchase
    • Signup Bonus (points)
    • Balance Computation
      average daily balance (including new purchases)
    • Purchases APR (variable)
      14.99% - 24.99%
    • Transfer Fee
      3% ($5 minimum)
    • Balance Transfer APR (variable)
      14.99% - 24.99%
    • Intro APR period (months)
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