Last Updated: 07/28/2025
Valley Strong Credit Union Rewards Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.75% - 17.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
15.75% - 17.90%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Valley Strong Credit Union Rewards Card Review
This is a cashback credit card issued by Valley Strong Credit Union. If you're wondering whether Valley Strong Credit Union Rewards Card is the right card for you, read on.
Key Takeaways
- APRs: Valley Strong Credit Union Rewards Card has a variable regular purchase APR that ranges from 15.75% up to 17.90%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Valley Strong Credit Union Rewards Card
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Valley Strong Credit Union Rewards Card FAQ
Does Valley Strong Credit Union Rewards Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Valley Strong Credit Union Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Valley Strong Credit Union Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Valley Strong Credit Union Rewards Card benefits?
Valley Strong Credit Union Rewards Card provides the following benefits:
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Valley Strong Credit Union Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Valley Strong Credit Union Rewards Card has a variable purchase APR that ranges from 15.75% up to 17.90%. The card has a variable balance transfer APR that ranges from 15.75% up to 17.90%. It also has a variable cash advance APR that ranges from 15.75% up to 17.90%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Valley Strong Credit Union Rewards Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Valley Strong Credit Union Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Valley Strong Credit Union Rewards Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee starting at $10. Does Valley Strong Credit Union Rewards Card have a foreign transaction fee?
Valley Strong Credit Union Rewards Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Valley Strong Credit Union Rewards Card?
The customer service number for Valley Strong Credit Union Rewards Card is (661) 833-7900.
What is the support contact email for Valley Strong Credit Union Rewards Card?
The support contact email for Valley Strong Credit Union Rewards Card is valleystrong@valleystrong.com.
What is the login page for Valley Strong Credit Union Rewards Card?
You can access the login page of Valley Strong Credit Union Rewards Card here.
How do people rate the customer service and user experience of Valley Strong Credit Union Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Valley Strong Credit Union Rewards Card report your account activity to credit bureaus?
Yes, Valley Strong Credit Union Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Valley Strong Credit Union perform a hard credit pull?
Yes, Valley Strong Credit Union Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Valley Strong Credit Union Rewards Card
- Visit the website of Valley Strong Credit Union Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00AM
Tuesday
9:00AM - 5:00AM
Wednesday
9:00AM - 5:00AM
Thursday
9:00AM - 5:00AM
Friday
9:00AM - 6:00AM
Saturday
9:00AM - 1:00AM