Last Updated: 04/18/2025
APCI Federal Credit Union Fast Cash/Overdraft Protection
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
11.50%(Verified 06/25/2024)
APCI Federal Credit Union Fast Cash/Overdraft Protection Review
APCI Federal Credit Union Fast Cash/Overdraft Protection is offered through APCI Federal Credit Union, a credit union founded in 1954 and based in Allentown, PA. APCI Federal Credit Union Fast Cash/Overdraft Protection are available in 50 states, 5 US territories, and Washington, DC.
APCI Federal Credit Union Fast Cash/Overdraft Protection FAQ
What APRs does APCI Federal Credit Union Fast Cash/Overdraft Protection offer?
APCI Federal Credit Union Fast Cash/Overdraft Protection offers a variable APR of 11.50% APR.
Does the APCI Federal Credit Union Fast Cash/Overdraft Protection charge an origination fee?
Yes, APCI Federal Credit Union Fast Cash/Overdraft Protection charges a line of credit origination fee .Does the APCI Federal Credit Union Fast Cash/Overdraft Protection charge a cash advance fee?
Yes, APCI Federal Credit Union Fast Cash/Overdraft Protection may charge a fee .Does APCI Federal Credit Union Fast Cash/Overdraft Protection charge a late fee?
Yes, APCI Federal Credit Union Fast Cash/Overdraft Protection may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for APCI Federal Credit Union Fast Cash/Overdraft Protection?
APCI Federal Credit Union Fast Cash/Overdraft Protection does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. APCI Federal Credit Union Fast Cash/Overdraft Protection does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by APCI Federal Credit Union Fast Cash/Overdraft Protection.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does APCI Federal Credit Union Fast Cash/Overdraft Protection report your account activity to credit bureaus?
Yes, APCI Federal Credit Union Fast Cash/Overdraft Protection reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does APCI Federal Credit Union perform a hard credit pull?
Yes, APCI Federal Credit Union Fast Cash/Overdraft Protection performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for APCI Federal Credit Union Fast Cash/Overdraft Protection
- Visit the APCI Federal Credit Union Fast Cash/Overdraft Protection website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 4:00PM
Saturday
Closed