Skip to content
SuperMoney logo
SuperMoney logo
Personal Lines of Credit
Personal Lines of Credit
1 more
Advertiser Disclosure

Last Updated: 04/18/2025

Raiz FCU Personal Line of Credit

from Raiz Federal Credit Union

Last Updated: 04/18/2025

Raiz Federal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Personal Lines of Credit


Upgrade Inc logo

Upgrade Card Personal Credit Line

Strongly recommended24 reviews
Visit Site

Community Recommended Products

View All
Upgrade Inc logo
Strongly recommended24 Reviews
Learn More
Varo logo
Strongly recommended7 Reviews
Learn More
SunTrust Bank logo
Strongly recommended6 Reviews
Learn More

Compare All Personal Lines of Credit


Filter & compare all your options in one place.

Filter & compare all your options in one place.

Get Personalized Rates
Highlights icon

Highlights

Amount Range

Up to $50,000

APR (Fixed APR)

Starting at 11.49%(Verified 07/04/2024)

Speech bubbles icon

Raiz FCU Personal Line of Credit Review

Raiz FCU Personal Line of Credit is offered through Raiz Federal Credit Union, a credit union founded in 1936 and based in El Paso, TX. Raiz FCU Personal Line of Credit are available in 50 states, 5 US territories, and Washington, DC.

Raiz FCU Personal Line of Credit FAQ

What APRs does Raiz FCU Personal Line of Credit offer?

Raiz FCU Personal Line of Credit offers an APR that starts at 11.49% APR.

Does the Raiz FCU Personal Line of Credit charge an origination fee?

Yes, Raiz FCU Personal Line of Credit charges a line of credit origination fee .

Does the Raiz FCU Personal Line of Credit charge a cash advance fee?

Yes, Raiz FCU Personal Line of Credit may charge a fee .

Does Raiz FCU Personal Line of Credit charge a late fee?

Yes, Raiz FCU Personal Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Raiz FCU Personal Line of Credit?

Raiz FCU Personal Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Raiz FCU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Raiz FCU Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Raiz FCU Personal Line of Credit report your account activity to credit bureaus?

Yes, Raiz FCU Personal Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Raiz Federal Credit Union perform a hard credit pull?

Yes, Raiz FCU Personal Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Raiz FCU Personal Line of Credit

  • Visit the Raiz FCU Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12020 Rojas Dr
El Paso, TX 79936
(877) 378-3281
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
9:30AM - 12:30PM

Other Services by Raiz Federal Credit Union

Checking Accounts

Be the first to rate


Savings Accounts

4 products

Be the first to rate

Credit Cards

Be the first to rate

Auto Loans

3 products

Be the first to rate


Personal Loans

3 products

Be the first to rate

Community Recommended Products

View All
Upgrade Inc logo
Strongly recommended24 Reviews
Learn More
Varo logo
Strongly recommended7 Reviews
Learn More
SunTrust Bank logo
Strongly recommended6 Reviews
Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Raiz FCU Personal Line of Credit Community Reviews

Would you recommend Raiz FCU Personal Line of Credit to your friends?

There are currently no reviews.

You might also like