Bison Federal Credit Union Line of Credit

Bison Federal Credit Union Line of Credit Review

Bison Federal Credit Union Line of Credit is offered through Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union Line of Credit are available in 50 states (and Washington, DC).

Bison Federal Credit Union Line of Credit FAQ

What APRs does Bison Federal Credit Union Line of Credit offer?

Bison Federal Credit Union Line of Credit offers a fixed APR product that starts at 13.99% APR.

Does Bison Federal Credit Union Line of Credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Bison Federal Credit Union Line of Credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Bison Federal Credit Union Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Bison Federal Credit Union Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Bison Federal Credit Union Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Bison Federal Credit Union Line of Credit?

Bison Federal Credit Union Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bison Federal Credit Union Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Bison Federal Credit Union Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bison Federal Credit Union Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bison Federal Credit Union Line of Credit.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Does Bison Federal Credit Union Line of Credit report your account activity to credit bureaus?

Yes, Bison Federal Credit Union Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Bison Federal Credit Union a legit company?

Bison Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Bison Federal Credit Union Line of Credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.