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Personal Lines of Credit
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Last Updated: 04/18/2025

Tech CU Personal Line of Credit

in Personal Lines of Credit from Technology Credit Union

Last Updated: 04/18/2025

Technology Credit Union logo
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Amount Range

$1,500 - $50,000

APR (Variable APR)

15.50% - 29.50%(Verified 06/21/2024)

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Tech CU Personal Line of Credit Review

Tech CU Personal Line of Credit is offered through Technology Credit Union, a credit union founded in 1960 and based in San Jose, CA. Tech CU Personal Line of Credit are available in 50 states, 5 US territories, and Washington, DC.

Tech CU Personal Line of Credit FAQ

What APRs does Tech CU Personal Line of Credit offer?

Tech CU Personal Line of Credit offers a variable APR that ranges from 15.50% APR up to 29.50% APR.

Does the Tech CU Personal Line of Credit charge an origination fee?

Yes, Tech CU Personal Line of Credit charges a line of credit origination fee .

Does the Tech CU Personal Line of Credit charge a cash advance fee?

Yes, Tech CU Personal Line of Credit may charge a fee .

Does Tech CU Personal Line of Credit charge a late fee?

Yes, Tech CU Personal Line of Credit may charge borrowers a late payment fee .

How much can you borrow via Tech CU Personal Line of Credit?

Upon approval and based on your credit worthiness, your Tech CU Personal Line of Credit personal line of credit will be assigned a credit limit of at least $1,500 and as much as $50,000. .

What do you need to qualify for Tech CU Personal Line of Credit?

Tech CU Personal Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Tech CU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tech CU Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Technology Credit Union perform a hard credit pull?

Yes, Tech CU Personal Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Tech CU Personal Line of Credit

  • Visit the Tech CU Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2010 N First St
San Jose, CA 95131
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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