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Personal Lines of Credit
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Last Updated: 04/18/2025

Texas Bay Credit Union Line of Credit

in Personal Lines of Credit from Texas Bay Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Variable APR)

Starting at 18.00%(Verified 06/21/2024)

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Texas Bay Credit Union Line of Credit Review

Texas Bay Credit Union Line of Credit is offered through Texas Bay Credit Union, a credit union founded in 1936 and based in Houston, TX. Texas Bay Credit Union Line of Credit are available in 50 states and Washington, DC.

Texas Bay Credit Union Line of Credit FAQ

What APRs does Texas Bay Credit Union Line of Credit offer?

Texas Bay Credit Union Line of Credit offers a variable APR that starts at 18.00% APR.

Does the Texas Bay Credit Union Line of Credit charge an origination fee?

Yes, Texas Bay Credit Union Line of Credit charges a line of credit origination fee .

Does the Texas Bay Credit Union Line of Credit charge a cash advance fee?

Yes, Texas Bay Credit Union Line of Credit may charge a fee .

Does Texas Bay Credit Union Line of Credit charge a late fee?

Yes, Texas Bay Credit Union Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Texas Bay Credit Union Line of Credit?

Texas Bay Credit Union Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Texas Bay Credit Union Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Texas Bay Credit Union Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Texas Bay Credit Union Line of Credit report your account activity to credit bureaus?

Yes, Texas Bay Credit Union Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Texas Bay Credit Union perform a hard credit pull?

Yes, Texas Bay Credit Union Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Texas Bay Credit Union Line of Credit

  • Visit the Texas Bay Credit Union Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12611 Fuqua St
Houston, TX 77034
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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