Citibank Custom Credit Line
in Personal Lines of Credit from Citibank
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| Loan Amount | $1,500 - $25,000 |
| APR (Variable APR) | 10.49% - 22.49% |
Overview
Where is Citibank Custom Credit Line available?
Citibank Custom Credit Line is a personal line of credit offered by Citibank, a bank based in New York, NY that was founded in 1812. Citibank Custom Credit Line is offered in 50 states (and Washington, DC).
What are the APRs offered via Citibank Custom Credit Line?
Citibank Custom Credit Line offers a variable APR personal line of credit productDoes Citibank Custom Credit Line charge an origination fee?
No, Citibank Custom Credit Line does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Citibank Custom Credit Line charge a cash advance fee?
No, Citibank Custom Credit Line doesn't charge a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.
Does Citibank Custom Credit Line charge a late fee?
Yes, Citibank Custom Credit Line may charge borrowers a late payment fee of up to $10.
Does Citibank Custom Credit Line charge prepayment fees?
No, Citibank Custom Credit Line does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of credit off and close the account.
How much can you borrow via Citibank Custom Credit Line?
Upon approval and based on your credit worthiness, your Citibank Custom Credit Line personal line of credit will be assigned a credit line of at least $1,500 and as much as $25,000.
What do you need to qualify for a line of credit with Citibank Custom Credit Line?
Applicants with a credit score of at least 600 can apply for a line of credit via Citibank Custom Credit Line. The minimum age to apply for a line of credit is 18 or the state minimum, whichever is higher.
To qualify for a Citibank Custom Credit Line personal line of credit, applicants need a minimum annual income of $10,500 or higher.Citibank Custom Credit Line only considers borrowers who are employed, or have a regular source of income or benefits and have an annual income of $10,500 or higher.
Active duty servicemembers and their covered dependents can apply for a line of credit via Citibank Custom Credit Line. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a line of credit.
Does Citibank Custom Credit Line report loan payments to credit bureaus?
Citibank Custom Credit Line may report credit data to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - Visit Site
Message from Citibank
Other Services by Citibank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Annual Fee | $50 |
| Late Fee Amount | Starting at $10 |
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