Last Updated: 04/18/2025
First Imperial Credit Union Regular Credit Line
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $30,000
APR (Fixed APR)
Starting at 12.99%(Verified 06/21/2024)
First Imperial Credit Union Regular Credit Line Review
First Imperial Credit Union Regular Credit Line is offered through First Imperial Credit Union, a credit union founded in 1942 and based in El Centro, CA. First Imperial Credit Union Regular Credit Line are available in 50 states, 5 US territories, and Washington, DC.
First Imperial Credit Union Regular Credit Line FAQ
What APRs does First Imperial Credit Union Regular Credit Line offer?
First Imperial Credit Union Regular Credit Line offers an APR that starts at 12.99% APR.
Does the First Imperial Credit Union Regular Credit Line charge an origination fee?
Yes, First Imperial Credit Union Regular Credit Line charges a line of credit origination fee .Does the First Imperial Credit Union Regular Credit Line charge a cash advance fee?
Yes, First Imperial Credit Union Regular Credit Line may charge a fee .Does First Imperial Credit Union Regular Credit Line charge a late fee?
Yes, First Imperial Credit Union Regular Credit Line may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for First Imperial Credit Union Regular Credit Line?
First Imperial Credit Union Regular Credit Line does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Imperial Credit Union Regular Credit Line does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Imperial Credit Union Regular Credit Line.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does First Imperial Credit Union Regular Credit Line report your account activity to credit bureaus?
Yes, First Imperial Credit Union Regular Credit Line reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Imperial Credit Union perform a hard credit pull?
Yes, First Imperial Credit Union Regular Credit Line performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Imperial Credit Union Regular Credit Line
- Visit the First Imperial Credit Union Regular Credit Line website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM