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Personal Lines of Credit
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Last Updated: 04/18/2025

Utah Power CU Overdraft Line of Credit

in Personal Lines of Credit from Utah Power Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Fixed APR)

10.99%(Verified 07/09/2024)

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Utah Power CU Overdraft Line of Credit Review

Utah Power CU Overdraft Line of Credit is offered through Utah Power Credit Union, a credit union founded in 1935 and based in Murray, UT. Utah Power CU Overdraft Line of Credit are available in 50 states, 5 US territories, and Washington, DC.

Utah Power CU Overdraft Line of Credit FAQ

What APRs does Utah Power CU Overdraft Line of Credit offer?

Utah Power CU Overdraft Line of Credit offers an APR of 10.99% APR.

Does the Utah Power CU Overdraft Line of Credit charge an origination fee?

Yes, Utah Power CU Overdraft Line of Credit charges a line of credit origination fee .

Does the Utah Power CU Overdraft Line of Credit charge a cash advance fee?

Yes, Utah Power CU Overdraft Line of Credit may charge a fee .

Does Utah Power CU Overdraft Line of Credit charge a late fee?

Yes, Utah Power CU Overdraft Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Utah Power CU Overdraft Line of Credit?

Utah Power CU Overdraft Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Utah Power CU Overdraft Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Utah Power CU Overdraft Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Utah Power CU Overdraft Line of Credit report your account activity to credit bureaus?

Yes, Utah Power CU Overdraft Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Utah Power Credit Union perform a hard credit pull?

Yes, Utah Power CU Overdraft Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Utah Power CU Overdraft Line of Credit

  • Visit the Utah Power CU Overdraft Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

957 E 6600 S
Murray, UT 84121
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed

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