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  Forum Credit Union Personal Line of Credit

Forum Credit Union Personal Line of Credit

in Personal Lines of Credit from Forum Credit Union

Unaffiliated

Forum Credit Union Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Forum Credit Union

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Highlights
Highlights
APR  (Variable APR) 9% - 21%
Loan Amount $500 - $25,000

Forum Credit Union Personal Line of Credit Review

Where does Forum Credit Union Personal Line of Credit do business?

Forum Credit Union Personal Line of Credit is a credit union based in Fishers, IN. that was founded in 1941. Forum Credit Union Personal Line of Credit is offered in 1 state across the USA.

What are the APRs offered via Forum Credit Union Personal Line of Credit?

Forum Credit Union Personal Line of Credit offers personal lines of credit with variable APRs starting from 9% to 21%.

Does Forum Credit Union Personal Line of Credit charge an origination fee?

Yes, Forum Credit Union Personal Line of Credit charges a line of credit origination fee.

Does Forum Credit Union Personal Line of Credit charge a cash advance fee?

Yes, Forum Credit Union Personal Line of Credit may charge a fee.

Does Forum Credit Union Personal Line of Credit charge a late fee?

Yes, Forum Credit Union Personal Line of Credit may charge borrowers a late payment fee.

Does Forum Credit Union Personal Line of Credit charge prepayment fees?

No, Forum Credit Union Personal Line of Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of credit off and close the account.

How much can you borrow via Forum Credit Union Personal Line of Credit?

Upon approval and based on your credit worthiness, your Forum Credit Union Personal Line of Credit personal line of credit will be assigned a credit line of at least $500 and as much as $25,000. .

Forum Credit Union Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a line of credit with Forum Credit Union Personal Line of Credit?

Applicants with a credit score of at least 680 can apply for a line of credit via Forum Credit Union Personal Line of Credit. The minimum age to apply for a line of credit is 18 or the state minimum, whichever is higher.

Forum Credit Union Personal Line of Credit will also consider borrowers who are unemployed

Active duty servicemembers and their covered dependents are not considered covered borrowers. In other words, they are eligible to apply for a line of credit via Forum Credit Union Personal Line of Credit. Their rates fall within the limits of The Military Lending Act. Only U.S. citizens and permanent residents can apply for a line of credit.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of identity
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

Does Forum Credit Union Personal Line of Credit report your account activity to credit bureaus?

Forum Credit Union Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Forum Credit Union Personal Line of Credit

  • Visit the Forum Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Contact

  • Headquarters
  •   11313 USA Parkway
    Fishers, IN 46037 USA
  •   Visit Site

About Forum Credit Union Personal Line of Credit

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Indiana
Availabile in all of Indiana

Feature Breakdown

Annual Fee $0
No Prepayment Fee  
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
  • Recent Pay Stubs
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $500 - $25K
APR (Variable APR) 9% - 21%

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