Last Updated: 04/18/2025
Forum Credit Union Personal Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$500 - $25,000
APR (Variable APR)
9% - 21%(Verified 06/21/2024)
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Forum Credit Union Personal Line of Credit Review
Forum Credit Union Personal Line of Credit is offered through Forum Credit Union, a credit union founded in 1941 and based in Fishers, IN. Forum personal line of credit are available in 1 state.
Forum Credit Union Personal Line of Credit FAQ
What APRs does Forum Credit Union Personal Line of Credit offer?
Forum Credit Union Personal Line of Credit offers a variable APR that ranges from 9% APR up to 21% APR.
Does the Forum Credit Union Personal Line of Credit charge an origination fee?
Yes, Forum Credit Union Personal Line of Credit charges a line of credit origination fee .Does the Forum Credit Union Personal Line of Credit charge a cash advance fee?
Yes, Forum Credit Union Personal Line of Credit may charge a fee .Does Forum Credit Union Personal Line of Credit charge a late fee?
Yes, Forum Credit Union Personal Line of Credit may charge borrowers a late payment fee .How much can you borrow via Forum Credit Union Personal Line of Credit?
Upon approval and based on your credit worthiness, your Forum Credit Union Personal Line of Credit personal line of credit will be assigned a credit limit of at least $500 and as much as $25,000. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Forum Credit Union Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for Forum Credit Union Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Forum Credit Union Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Forum Credit Union Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
Does Forum Credit Union Personal Line of Credit report your account activity to credit bureaus?
Yes, Forum Credit Union Personal Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Forum Credit Union perform a hard credit pull?
Yes, Forum personal line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Forum Credit Union Personal Line of Credit
- Visit the Forum Credit Union Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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