
Forum Credit Union Personal Line of Credit
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Loan Amount | $500 - $25,000 |
APR | 9% - 21% |
Forum Credit Union Personal Line of Credit Review
Forum Credit Union Personal Line of Credit is offered by Forum Credit Union, founded in 1941 and based in Fishers, IN. Forum Credit Union Personal Line of Credit is available in 1 state across the USA.
What APRs does Forum Credit Union Personal Line of Credit offer?
Forum Credit Union Personal Line of Credit offers a product that ranges from 9% APR up to 21% APR.
Does Forum personal line of credit charge an origination fee?
Yes, they charge a line of credit origination fee.Does the Forum personal line of credit charge a cash advance fee?
Yes, they may charge a fee.Does the Forum Credit Union Personal Line of Credit charge a statement balance fee?
No, this lender does not charge a statement balance fee.
Does Forum Credit Union Personal Line of Credit charge a late fee?
Yes, they may charge borrowers a late payment fee.How much can you borrow via Forum personal line of credit?
Upon approval and based on your credit score, your personal line of credit will be assigned a credit limit of at least $500 and as much as $25,000. .
Cash Advance Fee | N/A |
Origination Fee | No |
Prepayment Fee? | No |
Late Payment Fee | No |
Statement Balance Fee | No |
What do you need to qualify for Forum Credit Union Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for Forum Credit Union Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Forum Credit Union Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Forum Credit Union Personal Line of Credit product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
Does Forum Credit Union Personal Line of Credit report your account activity to credit bureaus?
Yes, Forum Credit Union Personal Line of Credit reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Forum personal line of credit a legit company?
Forum personal line of credit was founded in 1941, it is a well-established company that has been in business for 81 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
How to apply for Forum personal line of credit
- Visit the website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
Contact
- Headquarters
-
11313 USA Parkway
Fishers, IN 46037 USA - Visit Site
- Email Support
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