Last Updated: 04/18/2025
Houston Police CU Personal Lines of Credit
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Personal Lines of Credit
Filter & compare all your options in one place.
Highlights
Amount Range
$1,000 - $40,000
APR (Variable APR)
Starting at 10.64%(Verified 09/19/2024)
Houston Police CU Personal Lines of Credit Review
Houston Police CU Personal Lines of Credit is offered through Houston Police Credit Union, a credit union founded in 1937 and based in Houston, TX. Houston Police CU Personal Lines of Credit are available in 50 states, 5 US territories, and Washington, DC.
Houston Police CU Personal Lines of Credit FAQ
What APRs does Houston Police CU Personal Lines of Credit offer?
Houston Police CU Personal Lines of Credit offers a variable APR that starts at 10.64% APR.
Does the Houston Police CU Personal Lines of Credit charge an origination fee?
Yes, Houston Police CU Personal Lines of Credit charges a line of credit origination fee .Does the Houston Police CU Personal Lines of Credit charge a cash advance fee?
Yes, Houston Police CU Personal Lines of Credit may charge a fee .Does Houston Police CU Personal Lines of Credit charge a late fee?
Yes, Houston Police CU Personal Lines of Credit may charge borrowers a late payment fee .How much can you borrow via Houston Police CU Personal Lines of Credit?
Upon approval and based on your credit worthiness, your Houston Police CU Personal Lines of Credit personal line of credit will be assigned a credit limit of at least $1,000 and as much as $40,000. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Houston Police CU Personal Lines of Credit?
Houston Police CU Personal Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Houston Police CU Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Houston Police CU Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Houston Police CU Personal Lines of Credit report your account activity to credit bureaus?
Yes, Houston Police CU Personal Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Houston Police Credit Union perform a hard credit pull?
Yes, Houston Police CU Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Houston Police CU Personal Lines of Credit
- Visit the Houston Police CU Personal Lines of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 1:00PM