Last Updated: 04/18/2025
Navigant Credit Union Cash Reserve Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $5,000
APR (Variable APR)
N/A
Navigant Credit Union Cash Reserve Line of Credit Review
Navigant Credit Union Cash Reserve Line of Credit is offered through Navigant Credit Union, a credit union founded in 1915 and based in Smithfield, RI. Navigant CU Cash Reserve Line of Credit are available in 50 states, 5 US territories, and Washington, DC.
Navigant Credit Union Cash Reserve Line of Credit FAQ
What APRs does Navigant Credit Union Cash Reserve Line of Credit offer?
Navigant Credit Union Cash Reserve Line of Credit offers a variable APR, but they do not disclose their rates.
Does the Navigant Credit Union Cash Reserve Line of Credit charge an origination fee?
Yes, Navigant Credit Union Cash Reserve Line of Credit charges a line of credit origination fee .Does the Navigant Credit Union Cash Reserve Line of Credit charge a cash advance fee?
No, Navigant Credit Union Cash Reserve Line of Credit doesn't charge a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.
Does Navigant Credit Union Cash Reserve Line of Credit charge a late fee?
Yes, Navigant Credit Union Cash Reserve Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Navigant Credit Union Cash Reserve Line of Credit?
Navigant Credit Union Cash Reserve Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Navigant Credit Union Cash Reserve Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navigant Credit Union Cash Reserve Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Navigant Credit Union Cash Reserve Line of Credit report your account activity to credit bureaus?
Yes, Navigant Credit Union Cash Reserve Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Navigant Credit Union perform a hard credit pull?
Yes, Navigant CU Cash Reserve Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Navigant Credit Union Cash Reserve Line of Credit
- Visit the Navigant Credit Union Cash Reserve Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM