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Last Updated: 04/18/2025

LendNation Line of Credit

in Personal Lines of Credit from LendNation

Last Updated: 04/18/2025

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LendNation Line of Credit Review

LendNation Line of Credit is offered through LendNation, a direct lender founded in 1984 and based in Lenexa, KS. LendNation Line of Credit are available in 50 states and Washington, DC.

LendNation Line of Credit FAQ

What APRs does LendNation Line of Credit offer?

LendNation Line of Credit offers a variable APR, but they do not disclose their rates.

Does the LendNation Line of Credit charge an origination fee?

Yes, LendNation Line of Credit charges a line of credit origination fee .

Does the LendNation Line of Credit charge a cash advance fee?

Yes, LendNation Line of Credit may charge a fee .

Does LendNation Line of Credit charge a late fee?

Yes, LendNation Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for LendNation Line of Credit?

LendNation Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
LendNation Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendNation Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does LendNation Line of Credit report your account activity to credit bureaus?

Yes, LendNation Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does LendNation perform a hard credit pull?

Yes, LendNation Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for LendNation Line of Credit

  • Visit the LendNation Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

8208 Melrose Dr
Lenexa, KS 66214
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 7:00PM
Tuesday
8:00AM - 7:00PM
Wednesday
8:00AM - 7:00PM
Thursday
8:00AM - 7:00PM
Friday
8:00AM - 7:00PM
Saturday
8:00AM - 5:00PM

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