Last Updated: 04/18/2025
Pee Dee FCU Overdraft Protection Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
14.00% - 18.00%(Verified 09/06/2024)
Pee Dee FCU Overdraft Protection Loan Review
Pee Dee FCU Overdraft Protection Loan is offered through Pee Dee Federal Credit Union, a credit union founded in 2002 and based in Florence, SC. Pee Dee FCU Overdraft Protection Loan are available in 50 states, 5 US territories, and Washington, DC.
Pee Dee FCU Overdraft Protection Loan FAQ
What APRs does Pee Dee FCU Overdraft Protection Loan offer?
Pee Dee FCU Overdraft Protection Loan offers an APR that ranges from 14.00% APR up to 18.00% APR.
Does the Pee Dee FCU Overdraft Protection Loan charge an origination fee?
Yes, Pee Dee FCU Overdraft Protection Loan charges a line of credit origination fee .Does the Pee Dee FCU Overdraft Protection Loan charge a cash advance fee?
Yes, Pee Dee FCU Overdraft Protection Loan may charge a fee .Does Pee Dee FCU Overdraft Protection Loan charge a late fee?
Yes, Pee Dee FCU Overdraft Protection Loan may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | up to $25.00 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Pee Dee FCU Overdraft Protection Loan?
Pee Dee FCU Overdraft Protection Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pee Dee FCU Overdraft Protection Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pee Dee FCU Overdraft Protection Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Pee Dee FCU Overdraft Protection Loan report your account activity to credit bureaus?
Yes, Pee Dee FCU Overdraft Protection Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pee Dee Federal Credit Union perform a hard credit pull?
Yes, Pee Dee FCU Overdraft Protection Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Pee Dee FCU Overdraft Protection Loan
- Visit the Pee Dee FCU Overdraft Protection Loan website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed