Amerisave Personal Loans
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| APR (Fixed APR) |
Starting at 10% (Verified 02/09/2023) |
| Loan Amount | $5,000 - $50,000 |
| Loan Term (Months) | 36 - 60 months |
Amerisave Personal Loans Review
Amerisave Personal Loans is offered by Amerisave Mortgage Corporation, a direct lender founded in 2002 and based in Atlanta, GA. Amerisave Personal Loans are available in 32 states (and Washington, DC).
Key Takeaways
- APRs starting at 10%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Amerisave Personal Loans are on the higher end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with Amerisave Personal Loans.
- Prequalified rate. You can check your prequalified rate at Amerisave Mortgage Corporation with a soft pull that will not affect your credit score.
- No origination fee. Amerisave Personal Loans does not charge a loan origination fee.
Amerisave Pros & Cons
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Amerisave FAQ
What interest rates and personal loan terms does Amerisave offer?
What interest rates does Amerisave offer?
Amerisave offers a fixed APR personal loan product that starts at 10% APR.
How much can you borrow via Amerisave?
Personal loan amounts start at $5,000 and go up to $50,000.
What is the maximum loan term you can get with Amerisave?
Amerisave offers loans with terms of up to 60 months.
| Personal Loan Amount | $5000 - $50000 |
| Loan Term | 36 - 60 months |
| APR | Starting at 10% |
What fees does Amerisave charge?
Does Amerisave charge an origination fee?
Amerisave does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Amerisave charge a late fee?
No, Amerisave will not charge you a late fee if you miss one of the monthly payments.
Does Amerisave charge prepayment fees?
No, Amerisave does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Amerisave Personal Loans?
Amerisave Personal Loans does not require or does not disclose a credit score minimum.Amerisave Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Amerisave Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Amerisave Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Amerisave Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
What is the estimated funding time for a personal loan via Amerisave?
Amerisave will typically approve (or deny) a loan application within 24 hours and fund loans within 5 business days of approval.
Is Amerisave Mortgage Corporation a legit company?
Amerisave Mortgage Corporation was founded in 2002, it is a well-established company that has been in business for 21 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
-
3525 Piedmont Rd NE, 8 Piedmont Center
Suite 600
Atlanta, GA 30305 USA - (866) 970-7283
- Visit Site
- Email Support
Other Services by Amerisave Mortgage Corporation
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Georgia
- Hawaii
- Idaho
- Illinois
- Kansas
- Kentucky
- Maine
- Massachusetts
- Minnesota
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oregon
- Pennsylvania
- Texas
- Vermont
- Virginia
- Washington
- Washington, DC
- Wisconsin
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