Amerisave Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 04/18/2025
Not Currently Available
Amerisave Personal Loans
Claimed
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 10%(Verified 06/21/2024)
Amount Range
$5,000 - $50,000
Loan Term (Months)
36 - 60
Amerisave Personal Loans Review
Amerisave Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Amerisave Personal Loans is offered by Amerisave Mortgage Corporation, a direct lender founded in 2002 and based in Sandy Springs, GA. Amerisave are available in 32 states and Washington, DC.
Key Takeaways
- APRs starting at 10%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Amerisave Personal Loans are on the higher end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with Amerisave Personal Loans .
- Prequalified rate. You can check your prequalified rate at Amerisave Mortgage Corporation with a soft pull that will not affect your FICO or VantageScore.
- No origination fee. Amerisave Personal Loans does not charge a loan origination fee.
Amerisave Pros & Cons
| Pros | Cons |
|
|
Amerisave FAQ
What interest rates and personal loan terms does Amerisave offer?
What interest rates does Amerisave offer?
Amerisave offers a fixed APR personal loan product that starts at 10% APR.
How much can you borrow via Amerisave?
Personal loan amounts start at $5,000 and go up to $50,000
What is the maximum loan term you can get with Amerisave?
Amerisave offers loans with terms of up to 60 months.
| Personal Loan Amount | $5000 - $50000 |
| Loan Term | 36 - 60 months |
| APR | Starting at 10% |
What fees does Amerisave charge?
Does Amerisave charge an origination fee?
Amerisave does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Amerisave charge a late fee?
Amerisave does not disclose whether it charges late payment fees.
Does Amerisave charge prepayment fees?
No, Amerisave does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Amerisave Personal Loans?
Amerisave Personal Loans does not require or does not disclose a credit score minimum. Amerisave Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Amerisave Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Amerisave?
Amerisave will typically fund loans within 3 to 5 business days of approval and clearing necessary verifications.
Does Amerisave Mortgage Corporation perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Amerisave allows you to check your rates with a soft credit pull.
Are Amerisave Personal Loans legit?
Amerisave Mortgage Corporation was founded in 2002, it is a well-established company that has been in business for 24 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
8:00AM - 9:00PM
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 9:00PM