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  Amerisave Personal Loans
Amerisave Personal Loans
in Personal Loans from Amerisave Mortgage Corporation
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Amerisave Personal Loans

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in Personal Loans from Amerisave Mortgage Corporation
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Highlights
APR  (Fixed APR) Starting at 10%
(Verified 08/04/2023)
Loan Amount $5,000 - $50,000
Loan Term (Months) 36 - 60 months

Amerisave Personal Loans Review

Amerisave Personal Loans is offered by Amerisave Mortgage Corporation, a direct lender founded in 2002 and based in Atlanta, GA. Amerisave are available in 32 states (and Washington, DC).

Key Takeaways

  • APRs starting at 10%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Amerisave Personal Loans are on the higher end of the spectrum.
  • Large loan amounts. You can apply for loan amounts of up to $50,000 with Amerisave Personal Loans.
  • Prequalified rate. You can check your prequalified rate at Amerisave Mortgage Corporation with a soft pull that will not affect your credit score.
  • No origination fee. Amerisave Personal Loans does not charge a loan origination fee.

Amerisave Pros & Cons

Pros Cons
  • $0 prepayment fee.
  • Loan options with $0 origination fee.
  • Amerisave Personal Loans does not report to credit bureaus.
  • Charges a late fee

Amerisave FAQ

What interest rates and personal loan terms does Amerisave offer?

What interest rates does Amerisave offer?

Amerisave offers a fixed APR personal loan product that starts at 10% APR.

How much can you borrow via Amerisave?

Personal loan amounts start at $5,000and go up to $50,000

What is the maximum loan term you can get with Amerisave?

Amerisave offers loans with terms of up to 60 months.

Amerisave Interest Rates & Loan Terms
Personal Loan Amount $5000 - $50000
Loan Term 36 - 60 months
APR Starting at 10%

What fees does Amerisave charge?

Does Amerisave charge an origination fee?

Amerisave does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Amerisave charge a late fee?

No, Amerisave will not charge you a late fee if you miss one of the monthly payments.

Does Amerisave charge prepayment fees?

No, Amerisave does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Amerisave Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for Amerisave Personal Loans?

Amerisave Personal Loans does not require or does not disclose a credit score minimum.

Amerisave Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Amerisave Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Amerisave Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Amerisave Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
Amerisave Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

What is the estimated funding time for a personal loan via Amerisave?

Amerisave will typically approve (or deny) a loan application within 24 hours and fund loans within 5 business days of approval.

Are Amerisave Personal Loans legit?

Amerisave Mortgage Corporation was founded in 2002, it is a well-established company that has been in business for 21 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

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Availability

  Available in 32 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Kentucky
  • Maine
  • Massachusetts
  • Minnesota
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania
  • Texas
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • Wisconsin

Feature Breakdown

No Origination Fee
No Prepayment Fee
(Verified 02/09/2023)
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Verification Documents Required
  • Proof of Income
  • Proof of Identity
APR Type Fixed APR
Loan Amount $5,000 - $50,000
APR (Fixed APR) Starting at 10%
(Verified 08/04/2023)
Loan Term 36 - 60 months

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