AmOne Personal Loans
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| APR (Variable APR) |
Starting at 2.49% (Verified 08/04/2023) |
| Loan Amount | $1,000 - $50,000 |
| Loan Term (Months) | 3 - 120 months |
AmOne Personal Loans Review
AmOne Personal Loans is offered by quinstreet inc, a nonbank financial services provider founded in 1999 and based in Foster City, CA. amone personal loans are available in 50 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for AmOne Personal Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with AmOne Personal Loans.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your AmOne Personal Loans early.
- Short loan terms. AmOne Personal Loans have loan terms as short as 3 months.
- Super long loan terms. AmOne Personal Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
amone personal loans Pros & Cons
| Pros | Cons |
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amone personal loans FAQ
What interest rates and personal loan terms does amone personal loans offer?
amone personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does amone personal loans offer?
amone personal loans offers a variable APR personal loan product that starts at 2.49% APR.
How much can you borrow via amone personal loans?
Personal loan amounts start at $1,000and go up to $50,000
What is the maximum loan term you can get with amone personal loans?
amone personal loans offers loans with terms of up to 120 months.
| Personal Loan Amount | $1000 - $50000 |
| Loan Term | 3 - 120 months |
| APR | Starting at 2.49% |
What fees does amone personal loans charge?
Does amone personal loans charge an origination fee?
amone personal loans may charge a personal loan origination fee.
Does amone personal loans charge a late fee?
No, amone personal loans will not charge you a late fee if you miss one of the monthly payments.
Does amone personal loans charge prepayment fees?
No, amone personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for AmOne Personal Loans?
AmOne Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.AmOne Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. AmOne Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via AmOne Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by AmOne Personal Loans.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does AmOne Personal Loans report your account activity to credit bureaus?
Yes, AmOne Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are AmOne Personal Loans legit?
QuinStreet Inc was founded in 1999, it is a well-established company that has been in business for 24 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
-
950 Tower Ln
6th floor
Foster City, CA 94404 - (888) 401-0330
- Visit Site
- Email Support
About AmOne Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Minimum Age | 18 |
| Supported Income Types |
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