CSE Credit Union Personal Loan

CSE Credit Union Personal Loan Review

CSE Credit Union Personal Loan is offered by Connecticut State Employees Credit Union, a credit union founded in and based in Hartford, CT. CSE Credit Union Personal Loan are available in 50 states (and Washington, DC).

Key Takeaways

• APRs starting at 12.90%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CSE Credit Union Personal Loan are on the higher end of the spectrum.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CSE Credit Union Personal Loan early.
• Coborrower applications accepted. Applying for CSE Credit Union Personal Loan with a coborrower who has better credit than you could improve your chances of approval and may help you qualify for lower interest rates.

CSE Credit Union Personal Loan Pros & Cons

Pros	Cons
Accepts coborrowers.	Charges an origination fee. Does not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee

CSE Credit Union Personal Loan FAQ

What interest rates and personal loan terms does CSE Credit Union Personal Loan offer?

CSE Credit Union Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.

What fees does CSE Credit Union Personal Loan charge?

What do you need to qualify for CSE Credit Union Personal Loan?

CSE Credit Union Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CSE Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CSE Credit Union Personal Loan only considers borrowers who are employed. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CSE Credit Union Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CSE Credit Union Personal Loan.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

CSE Credit Union Personal Loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Co-borrowers Individual Applications
Credit Score	N/A

Does CSE Credit Union Personal Loan report your account activity to credit bureaus?

Yes, CSE Credit Union Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.