Last Updated: 04/18/2025
Fortera Credit Union Credit Recovery Loan
Unaffiliated
in Personal Loans from Fortera Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.00%(Verified 06/21/2024)
Amount Range
Up to $1,500
Loan Term (Months)
N/A
Fortera Credit Union Credit Recovery Loan Review
Fortera Credit Union Credit Recovery Loan is offered by Fortera Credit Union, a credit union founded in 1954 and based in Clarksville, TN. Fortera Credit Union Credit Recovery Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Fortera Credit Union Credit Recovery Loan are on the higher end of the spectrum.
Fortera Credit Union Credit Recovery Loan Pros & Cons
| Pros | Cons |
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Fortera Credit Union Credit Recovery Loan FAQ
What interest rates and personal loan terms does Fortera Credit Union Credit Recovery Loan offer?
What interest rates does Fortera Credit Union Credit Recovery Loan offer?
Fortera Credit Union Credit Recovery Loan offers a fixed APR personal loan product of 10.00%.
| Personal Loan Amount | up to $1500.00 |
| Loan Term | N/A |
| APR | 10.00% |
What fees does Fortera Credit Union Credit Recovery Loan charge?
Does Fortera Credit Union Credit Recovery Loan charge an origination fee?
Fortera Credit Union Credit Recovery Loan may charge a personal loan origination fee .
Does Fortera Credit Union Credit Recovery Loan charge a late fee?
Yes, Fortera Credit Union Credit Recovery Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $10.00.
Does Fortera Credit Union Credit Recovery Loan charge prepayment fees?
No, Fortera Credit Union Credit Recovery Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $10.00 |
What do you need to qualify for Fortera Credit Union Credit Recovery Loan?
Fortera Credit Union Credit Recovery Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Fortera Credit Union Credit Recovery Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Fortera Credit Union Credit Recovery Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Fortera Credit Union Credit Recovery Loan report your account activity to credit bureaus?
Yes, Fortera Credit Union Credit Recovery Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Fortera Credit Union perform a hard credit pull?
Yes, Fortera Credit Union Credit Recovery Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Fortera Credit Union Credit Recovery Loan legit?
Fortera Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM