Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

Non-Profit

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Limited Liability Company (LLC)
Incorporation (Inc.)
Corporation - C Corp (Corp.)
Corporation- S Corp  (Corp.)
Corporation- B Corp (Corp.)
Corporation - Nonprofit (Corp.)
Sole Proprietorship
Partnerships

Business Structure

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Support Options

Online Knowledge Base

Phone Support

Online Chat Support

Email and Ticketing

Local Branches

Social Media

Deposit Insurance

Member FDIC

Member SIPC

Insured by NCUA

No Origination Fee

No Prepayment Fee

Amount Range

Loan Term (Months)

Credit Bureau Reports

Other

Experian

Equifax

TransUnion

Dun and Bradstreet

None

Innovis

ChexSystems

Clarity Services

Checking Account Required

Immigration Status Considered

U.S. Temporary Resident Visa Holders

U.S. Citizen

U.S. Permanent Resident

Non-Resident

Non-Residents Through Entities Incorporated in the U.S.

Credit Score Range

Application Accepted

Co-borrower

Cosigner

Individual Applications

Military Status

Active Duty Military

Non-Military

Veterans

Military Dependent

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

Instep Credit Union was founded in 1948 and is based in New Orleans, LA.

Learn more about Instep Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Instep Credit Union.

APR Type

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 Instep Credit Union is offered by , founded in 1948 and based in New Orleans, LA. Instep Credit Union are available in states.

Instep Credit Union     is     offered   by ,        founded in 1948 and based in New Orleans, LA.    Instep Credit Union     are     available in      states.

What interest rates and personal loan terms does Instep Credit Union offer?

What interest rates and personal loan terms does  Instep Credit Union offer?

 Instep Credit Union has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Instep Credit Union offer?

 Instep Credit Union offers a personal loan product but they do not disclose their interest rates. 

Instep Credit Union offers a    personal loan product   but they do not disclose their interest rates.

What fees does Instep Credit Union charge?

What fees does  Instep Credit Union charge?

Does Instep Credit Union charge an origination fee?

 Instep Credit Union may charge a personal loan origination fee . 

Instep Credit Union may charge a personal loan origination fee     .

Does Instep Credit Union charge a late fee?

 Instep Credit Union does not disclose whether it charges late payment fees.

Does Instep Credit Union charge prepayment fees?

No, Instep Credit Union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early. 

No,  Instep Credit Union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.   Instep Credit Union Fees    Origination Fee   No     Prepayment Fee  N/A    Late Payment Fee   No

What do you need to qualify for Instep Credit Union?

 Instep Credit Union does not require or does not disclose a credit score minimum. 

 Instep Credit Union does not have or does not disclose a minimum annual income eligibility requirement. 

 Instep Credit Union Eligibility Criteria 

Yes, Instep Credit Union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Yes,  Instep Credit Union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

 to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Instep Credit Union Personal Loans 2026 Reviews