Last Updated: 04/18/2025
Instep Credit Union Tuition Loan
Unaffiliated
in Personal Loans from Instep Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.50%(Verified 06/22/2024)
Amount Range
N/A
Loan Term (Months)
9
Instep Credit Union Tuition Loan Review
Instep Credit Union Tuition Loan is offered by Instep Credit Union, a credit union founded in 1948 and based in New Orleans, LA. Instep Credit Union Tuition Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 7.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Instep Credit Union Tuition Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Instep Credit Union Tuition Loan.
- Short loan terms. Instep Credit Union Tuition Loan have loan terms as short as 9 months.
Instep Credit Union Tuition Loan Pros & Cons
| Pros | Cons |
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Instep Credit Union Tuition Loan FAQ
What interest rates and personal loan terms does Instep Credit Union Tuition Loan offer?
Instep Credit Union Tuition Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Instep Credit Union Tuition Loan offer?
Instep Credit Union Tuition Loan offers a fixed APR personal loan product that starts at 7.50% APR.
What is the maximum loan term you can get with Instep Credit Union Tuition Loan?
Instep Credit Union Tuition Loan offers loans with terms of 9 months.
| Personal Loan Amount | N/A |
| Loan Term | 9 months |
| APR | Starting at 7.50% |
What fees does Instep Credit Union Tuition Loan charge?
Does Instep Credit Union Tuition Loan charge an origination fee?
Instep Credit Union Tuition Loan may charge a personal loan origination fee .
Does Instep Credit Union Tuition Loan charge a late fee?
Instep Credit Union Tuition Loan does not disclose whether it charges late payment fees.
Does Instep Credit Union Tuition Loan charge prepayment fees?
No, Instep Credit Union Tuition Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Instep Credit Union Tuition Loan?
Instep Credit Union Tuition Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Instep Credit Union Tuition Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Instep Credit Union Tuition Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Instep Credit Union Tuition Loan report your account activity to credit bureaus?
Yes, Instep Credit Union Tuition Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Instep Credit Union perform a hard credit pull?
Yes, Instep Credit Union Tuition Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Instep Credit Union Tuition Loan legit?
Instep Credit Union was founded in 1948, it is a well-established company that has been in business for 78 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
10:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed
Other Services by Instep Credit Union
Other Personal Loans from Instep Credit Union
Rating not yet determined
APR
Starting at 5.75%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 84
Rating not yet determined
APR
Starting at 5.99%
Disclaimer popup with additional information
Amount Range
Up to $20,000
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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