Last Updated: 04/18/2025
Kaleida Health FCU Personal Unsecured Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.75%(Verified 07/06/2024)
Amount Range
Up to $15,000
Loan Term (Months)
36 - 60
Kaleida Health FCU Personal Unsecured Loan Review
Kaleida Health FCU Personal Unsecured Loan is offered by Kaleida Health Federal Credit Union, a credit union founded in 1975 and based in Buffalo, NY. Kaleida Health FCU Personal Unsecured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 7.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Kaleida Health FCU Personal Unsecured Loan are on the lower end of the spectrum.
Kaleida Health FCU Personal Unsecured Loan Pros & Cons
| Pros | Cons |
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Kaleida Health FCU Personal Unsecured Loan FAQ
What interest rates and personal loan terms does Kaleida Health FCU Personal Unsecured Loan offer?
Kaleida Health FCU Personal Unsecured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Kaleida Health FCU Personal Unsecured Loan offer?
Kaleida Health FCU Personal Unsecured Loan offers a fixed APR personal loan product of 7.75%.
What is the maximum loan term you can get with Kaleida Health FCU Personal Unsecured Loan?
Kaleida Health FCU Personal Unsecured Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $15000.00 |
| Loan Term | 36 - 60 months |
| APR | 7.75% |
What fees does Kaleida Health FCU Personal Unsecured Loan charge?
Does Kaleida Health FCU Personal Unsecured Loan charge an origination fee?
Kaleida Health FCU Personal Unsecured Loan may charge a personal loan origination fee .
Does Kaleida Health FCU Personal Unsecured Loan charge a late fee?
Kaleida Health FCU Personal Unsecured Loan does not disclose whether it charges late payment fees.
Does Kaleida Health FCU Personal Unsecured Loan charge prepayment fees?
No, Kaleida Health FCU Personal Unsecured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Kaleida Health FCU Personal Unsecured Loan?
Applicants with a credit score that ranges above 740 may be eligible for Kaleida Health FCU Personal Unsecured Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Kaleida Health FCU Personal Unsecured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kaleida Health FCU Personal Unsecured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | Starting at 740 |
Does Kaleida Health FCU Personal Unsecured Loan report your account activity to credit bureaus?
Yes, Kaleida Health FCU Personal Unsecured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kaleida Health Federal Credit Union perform a hard credit pull?
Yes, Kaleida Health FCU Personal Unsecured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Kaleida Health FCU Personal Unsecured Loan legit?
Kaleida Health Federal Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 3:30PM
Tuesday
7:00AM - 3:30PM
Wednesday
7:00AM - 3:30PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 3:30PM
Saturday
Closed