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Last Updated: 04/18/2025

Level Financing Personal Loan

in Personal Loans from Level Financing

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

15.00% - 22.90%(Verified 12/24/2024)

Amount Range

$500 - $50,000

Loan Term (Months)

24 - 60

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Level Financing Personal Loan Review

Level Financing Personal Loan is offered by Level Financing, a nonbank financial services provider founded in 2019 and based in Roseville, CA. Level Financing Personal Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 15.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Level Financing Personal Loan are on the higher end of the spectrum.
  • Large loan amounts. You can apply for loan amounts of up to $50,000.00 with Level Financing Personal Loan .
  • Origination fees of 0.50% to 5.00%. This is average for lenders that charge origination fees. Don't forget that these fees are deducted from the loan amount, so take them into account when deciding how much money to borrow.

Level Financing Personal Loan Pros & Cons

Level Financing Personal Loan FAQ

What interest rates and personal loan terms does Level Financing Personal Loan offer?

Level Financing Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Level Financing Personal Loan offer?

Level Financing Personal Loan offers a fixed APR personal loan product that ranges from 15.00% APR up to 22.90% APR.

How much can you borrow via Level Financing Personal Loan?

Personal loan amounts start at $500.00 and go up to $50,000.00

What is the maximum loan term you can get with Level Financing Personal Loan?

Level Financing Personal Loan offers loans with terms of up to 60 months.

What fees does Level Financing Personal Loan charge?

Does Level Financing Personal Loan charge an origination fee?

Level Financing Personal Loan may charge a personal loan origination fee of 0.50% to 5.00% of the personal loan amount . Level Financing Personal Loan deducts the origination fee directly from your personal loan amount, so make sure you take this fee into account when deciding how much you need to borrow.

Does Level Financing Personal Loan charge a late fee?

Level Financing Personal Loan does not disclose whether it charges late payment fees.

Does Level Financing Personal Loan charge prepayment fees?

No, Level Financing Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Level Financing Personal Loan?

Level Financing Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Level Financing Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Level Financing Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Level Financing perform a hard credit pull?

Yes, Level Financing Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Level Financing Personal Loan legit?

Level Financing was founded in 2019. It is an established company that has been in business for 7 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

970 Reserve Dr
Suite 201
Roseville, CA 95678
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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