Last Updated: 04/18/2025
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Highlights
APR
N/A
Amount Range
$500 - $2,500
Loan Term (Months)
7 - 18
Listo! Préstamos Personales Review
Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo loans are available in 1 state.
Key Takeaways
- Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500 .
- Prequalified rate. You can check your prequalified rate at Listo! with a soft pull that will not affect your FICO or VantageScore.
- No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
- Short loan terms. Listo! Préstamos Personales have loan terms as short as 7 months.
Listo loans Pros & Cons
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Listo loans FAQ
What interest rates and personal loan terms does Listo loans offer?
Listo loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Listo loans offer?
Listo loans offers a personal loan product but they do not disclose their interest rates.
How much can you borrow via Listo loans?
Personal loan amounts start at $500 and go up to $2,500
What is the maximum loan term you can get with Listo loans?
Listo loans offers loans with terms of up to 18 months.
| Personal Loan Amount | $500 - $2500 |
| Loan Term | 7 - 18 months |
| APR | N/A |
What fees does Listo loans charge?
Does Listo loans charge an origination fee?
Listo loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Listo loans charge a late fee?
Listo loans does not disclose whether it charges late payment fees.
Does Listo loans charge prepayment fees?
No, Listo loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Listo! Préstamos Personales?
Listo! Préstamos Personales does not require or does not disclose a credit score minimum. Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Listo! Préstamos Personales. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Listo! perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Listo loans allows you to check your rates with a soft credit pull.
Are Listo! Préstamos Personales legit?
Listo! was founded in 2014, it is a well-established company that has been in business for 12 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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