| Community Rating |
Rating not yet determined |
| APR | N/A |
| Loan Amount | $500 - $2,500 |
| Loan Term (Months) | 7 - 18 months |
Listo! Préstamos Personales Review
Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo! Préstamos Personales is available in 1 state across the USA.
Key takeaways
- Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500.
- No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
- Short loan terms. Listo! Préstamos Personales offers loan terms as short as 7 months. Most personal loans have a minimum term of 12 to 36 months.
Listo! Préstamos Personales Pros and Cons:
| Pros | Cons |
|---|---|
|
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What rates and terms does Listo! Préstamos Personales offer?
Listo! Préstamos Personales has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Listo! Préstamos Personales offer?
Listo! Préstamos Personales offers a personal loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Listo! Préstamos Personales?
Loan amounts start at $500 and go up to $2,500.
What can a personal loan from Listo! Préstamos Personales be used for?
Personal loans from Listo! Préstamos Personales are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with Listo! Préstamos Personales?
Listo! Préstamos Personales offers personal loans with terms ranging from 7 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $500 - $2500 |
| Loan Term | 7 - 18 months |
| APR | N/A |
What fees does Listo! Préstamos Personales charge?
Does Listo! Préstamos Personales charge an origination fee?
Listo! Préstamos Personales does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Listo! Préstamos Personales charge a late fee?
Yes, Listo! Préstamos Personales may charge borrowers a late payment fee.
Does Listo! Préstamos Personales charge prepayment fees?
No, Listo! Préstamos Personales does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Listo! Préstamos Personales?
Listo! Préstamos Personales does not require or does not disclose a credit score minimum.Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement. Listo! Préstamos Personales only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Listo! Préstamos Personales product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Listo! Préstamos Personales. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Contact
- Headquarters
-
1177 S King Rd
San Jose, CA 95122 USA - Visit Site
About Listo! Préstamos Personales
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