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  Listo! Préstamos Personales

Listo! Préstamos Personales

in Personal Loans from Listo!

Unaffiliated

Listo! Préstamos Personales

Unaffiliated

in Personal Loans from Listo!

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

APR N/A
Loan Amount $500 - $2,500
Loan Term (Months) 7 - 18 months

Listo! Préstamos Personales Review

Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo! Préstamos Personales is available in 1 state across the USA.

Key Takeaways
  • Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500.
  • Prequalified rate. You can check your prequalified rate at Listo! with a soft pull that will not affect your credit score.
  • No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
  • Short loan terms. Listo! Préstamos Personales offers loan terms as short as 7 months. Most personal loans have a minimum term of 12 to 36 months.
Listo loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • $0 origination fee.
  • Small loan amounts (maximum of $2,500).
  • Listo! Préstamos Personales does not report to credit bureaus.
  • Charges a late fee.
Listo loans FAQ

What interest rates and personal loan terms does Listo loans offer?

Listo loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What interest rates does Listo loans offer?

Listo loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Listo loans?

Loan amounts start at $500 and go up to $2,500

What is the maximum personal loan term you can get with Listo loans?

Listo loans offers loans with terms ranging from 7 to 18 months.

Listo loans Interest Rates & Loan Terms
Personal Loan Amount $500 - $2500
Loan Term 7 - 18 months
APR N/A

What fees does Listo loans charge?

Does Listo loans charge an origination fee?

Listo loans does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Listo loans charge a late fee?

Yes, Listo loans may charge borrowers a late payment fee if you miss one of the monthly payments.

Does Listo loans charge prepayment fees?

No, Listo loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Listo loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Listo! Préstamos Personales?

Listo! Préstamos Personales does not require or does not disclose a credit score minimum.

Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement. Listo! Préstamos Personales only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Listo! Préstamos Personales product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Listo! Préstamos Personales. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
  • Proof of residence
Listo loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Credit Score N/A
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About Listo! Préstamos Personales

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
Loan Amount $500 - $2,500
Loan Term 7 - 18 months

Listo! Préstamos Personales Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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