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  Listo! Préstamos Personales
Listo! Préstamos Personales
in Personal Loans from Listo!
Unaffiliated

Listo! Préstamos Personales

Unaffiliated
in Personal Loans from Listo!
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
APR N/A
Loan Amount $500 - $2,500
Loan Term (Months) 7 - 18 months

Listo! Préstamos Personales Review

Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo loans are available in 1 state across the USA.

Key Takeaways

  • Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500.
  • Prequalified rate. You can check your prequalified rate at Listo! with a soft pull that will not affect your credit score.
  • No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
  • Short loan terms. Listo! Préstamos Personales have loan terms as short as 7 months.

Listo loans Pros & Cons

Pros Cons
  • $0 prepayment fee.
  • Loan options with $0 origination fee.
  • Small loan amounts (maximum of $2,500).
  • Listo! Préstamos Personales does not report to credit bureaus.
  • Charges a late fee

Listo loans FAQ

What interest rates and personal loan terms does Listo loans offer?

Listo loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Listo loans offer?

Listo loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Listo loans?

Personal loan amounts start at $500and go up to $2,500

What is the maximum loan term you can get with Listo loans?

Listo loans offers loans with terms of up to 18 months.

Listo loans Interest Rates & Loan Terms
Personal Loan Amount $500 - $2500
Loan Term 7 - 18 months
APR N/A

What fees does Listo loans charge?

Does Listo loans charge an origination fee?

Listo loans does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Listo loans charge a late fee?

No, Listo loans will not charge you a late fee if you miss one of the monthly payments.

Does Listo loans charge prepayment fees?

No, Listo loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Listo loans Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for Listo! Préstamos Personales?

Listo! Préstamos Personales does not require or does not disclose a credit score minimum.

Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement. Listo! Préstamos Personales only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Listo! Préstamos Personales product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Listo! Préstamos Personales. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
  • Proof of residence
Listo loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Credit Score N/A

Are Listo! Préstamos Personales legit?

Listo! was founded in 2014, it is a well-established company that has been in business for 9 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Listo! Préstamos Personales

View Listo! Profile

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
Loan Amount $500 - $2,500
Loan Term 7 - 18 months

Listo! Préstamos Personales Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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