| Community Rating |
Rating not yet determined |
| APR | N/A |
| Loan Amount | $500 - $2,500 |
| Loan Term (Months) | 7 - 18 months |
Listo! Préstamos Personales Review
Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo! Préstamos Personales is available in 1 state across the USA.
- Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500.
- Prequalified rate. You can check your prequalified rate at Listo! with a soft pull that will not affect your credit score.
- No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
- Short loan terms. Listo! Préstamos Personales offers loan terms as short as 7 months. Most personal loans have a minimum term of 12 to 36 months.
| Pros | Cons |
|---|---|
|
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What interest rates and personal loan terms does Listo loans offer?
Listo loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Listo loans offer?
Listo loans offers a personal loan product but they do not disclose their interest rates.
How much can you borrow via Listo loans?
Business loan amounts start at $500 and go up to $2,500.
What is the maximum loan term you can get with Listo loans?
Listo loans offers loans with terms of up to 18 months.
| Personal Loan Amount | $500 - $2500 |
| Loan Term | 7 - 18 months |
| APR | N/A |
What fees does Listo loans charge?
Does Listo loans charge an origination fee?
Listo loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Listo loans charge a late fee?
Yes, Listo loans may charge borrowers a late payment fee if you miss one of the monthly payments.
Does Listo loans charge prepayment fees?
No, Listo loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Listo! Préstamos Personales?
Listo! Préstamos Personales does not require or does not disclose a credit score minimum.Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement. Listo! Préstamos Personales only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Listo! Préstamos Personales product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Listo! Préstamos Personales. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Contact
- Headquarters
-
1177 S King Rd
San Jose, CA 95122 USA - Visit Site
- Email Support
About Listo! Préstamos Personales
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