Listo! Préstamos Personales Review

Listo! Préstamos Personales is offered by Listo!, a direct lender founded in 2014 and based in San Jose, CA. Listo! Préstamos Personales is available in 1 state across the USA.

Key takeaways

• Small-dollar loans. Listo! Préstamos Personales has a maximum loan amount of just $2,500.
• No origination fee. Listo! Préstamos Personales does not charge a loan origination fee.
• Short loan terms. Listo! Préstamos Personales offers loan terms as short as 7 months. Most personal loans have a minimum term of 12 to 36 months.

Listo! Préstamos Personales Pros and Cons:

What rates and terms does Listo! Préstamos Personales offer?

Listo! Préstamos Personales has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Listo! Préstamos Personales charge?

What do you need to qualify for Listo! Préstamos Personales?

Listo! Préstamos Personales does not have or does not disclose a minimum annual income eligibility requirement. Listo! Préstamos Personales only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Listo! Préstamos Personales product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Listo! Préstamos Personales. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Listo! is one of the few that does.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Proof of identity
• Proof of residence