PA Central FCU Unsecured Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 04/18/2025
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PA Central FCU Unsecured Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
8.50% - 18.00%(Verified 09/20/2024)
Amount Range
N/A
Loan Term (Months)
Up to 48
PA Central FCU Unsecured Personal Loans Review
PA Central FCU Unsecured Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
PA Central FCU Unsecured Personal Loans is offered by PA Central Federal Credit Union, a credit union founded in 1938 and based in Harrisburg, PA. PA Central FCU Unsecured Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
PA Central FCU Unsecured Personal Loans Pros & Cons
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PA Central FCU Unsecured Personal Loans FAQ
What interest rates and personal loan terms does PA Central FCU Unsecured Personal Loans offer?
What interest rates does PA Central FCU Unsecured Personal Loans offer?
PA Central FCU Unsecured Personal Loans offers a variable APR personal loan product that ranges from 8.50% APR up to 18.00% APR.
What is the maximum loan term you can get with PA Central FCU Unsecured Personal Loans?
PA Central FCU Unsecured Personal Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 48 months |
| APR | 8.50% - 18.00% |
What fees does PA Central FCU Unsecured Personal Loans charge?
Does PA Central FCU Unsecured Personal Loans charge an origination fee?
PA Central FCU Unsecured Personal Loans may charge a personal loan origination fee .
Does PA Central FCU Unsecured Personal Loans charge a late fee?
PA Central FCU Unsecured Personal Loans does not disclose whether it charges late payment fees.
Does PA Central FCU Unsecured Personal Loans charge prepayment fees?
No, PA Central FCU Unsecured Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for PA Central FCU Unsecured Personal Loans?
Applicants with a credit score that ranges above 600 may be eligible for PA Central FCU Unsecured Personal Loans. PA Central FCU Unsecured Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PA Central FCU Unsecured Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | Starting at 600 |
Does PA Central FCU Unsecured Personal Loans report your account activity to credit bureaus?
Yes, PA Central FCU Unsecured Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PA Central Federal Credit Union perform a hard credit pull?
Yes, PA Central FCU Unsecured Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are PA Central FCU Unsecured Personal Loans legit?
PA Central Federal Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed