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Last Updated: 04/18/2025

Perpay Installments Loan

in Personal Loans from Perpay Inc

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Perpay Inc logo
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Perpay Installments Loan Review

Perpay Installments Loan is offered by Perpay Inc, a financial services company founded in 2014 and based in Philadelphia, PA. perpay are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
  • No late fees. Perpay Installments Loan will not charge additional fees if you miss the due date on a payment.

perpay Pros & Cons

perpay FAQ

What interest rates and personal loan terms does perpay offer?

perpay has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does perpay offer?

perpay offers a variable APR personal loan product but they do not disclose their interest rates.

What fees does perpay charge?

Does perpay charge an origination fee?

perpay may charge a personal loan origination fee .

Does perpay charge a late fee?

No, perpay will not charge you a late fee if you miss payments.

Does perpay charge prepayment fees?

No, perpay does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Perpay Installments Loan?

Perpay Installments Loan does not require or does not disclose a credit score minimum.
Perpay Installments Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Perpay Installments Loan.

Does Perpay Inc perform a hard credit pull?

Yes, perpay performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Perpay Installments Loan legit?

Perpay was founded in 2014, it is a well-established company that has been in business for 12 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2400 Market St
Suite 300
Philadelphia, PA 19103
(215) 398-1284
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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