Last Updated: 04/18/2025
SUNY Fredonia FCU Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 6.4%(Verified 06/21/2024)
Amount Range
Up to $15,000
Loan Term (Months)
Up to 72
SUNY Fredonia FCU Personal Loans Review
SUNY Fredonia FCU Personal Loans is offered by SUNY Fredonia Federal Credit Union, a credit union founded in 1975 and based in Fredonia, NY. SUNY Fredonia FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.4%. Personal loan interest rates typically range between 9% and 36%. The starting rates for SUNY Fredonia FCU Personal Loans are on the lower end of the spectrum.
- Super long loan terms. SUNY Fredonia FCU Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
SUNY Fredonia FCU Personal Loans Pros & Cons
| Pros | Cons |
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SUNY Fredonia FCU Personal Loans FAQ
What interest rates and personal loan terms does SUNY Fredonia FCU Personal Loans offer?
SUNY Fredonia FCU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does SUNY Fredonia FCU Personal Loans offer?
SUNY Fredonia FCU Personal Loans offers a fixed APR personal loan product that starts at 6.4% APR.
What is the maximum loan term you can get with SUNY Fredonia FCU Personal Loans?
SUNY Fredonia FCU Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | up to $15000.00 |
| Loan Term | up to 72 months |
| APR | Starting at 6.4% |
What fees does SUNY Fredonia FCU Personal Loans charge?
Does SUNY Fredonia FCU Personal Loans charge an origination fee?
SUNY Fredonia FCU Personal Loans may charge a personal loan origination fee .
Does SUNY Fredonia FCU Personal Loans charge a late fee?
Yes, SUNY Fredonia FCU Personal Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $10.00.
Does SUNY Fredonia FCU Personal Loans charge prepayment fees?
No, SUNY Fredonia FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | $10.00 |
What do you need to qualify for SUNY Fredonia FCU Personal Loans?
SUNY Fredonia FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SUNY Fredonia FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SUNY Fredonia FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does SUNY Fredonia FCU Personal Loans report your account activity to credit bureaus?
Yes, SUNY Fredonia FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SUNY Fredonia Federal Credit Union perform a hard credit pull?
Yes, SUNY Fredonia FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are SUNY Fredonia FCU Personal Loans legit?
SUNY Fredonia Federal Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 2:00PM
Wednesday
9:00AM - 2:00PM
Thursday
8:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed