Last Updated: 04/18/2025
United Lending Club Debt Consolidation Loan
Unaffiliated
in Personal Loans from United Lending Club
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 5.99%(Verified 12/24/2024)
Amount Range
$25,000 - $200,000
Loan Term (Months)
N/A
United Lending Club Debt Consolidation Loan Review
United Lending Club Debt Consolidation Loan is offered by United Lending Club, a nonbank financial services provider founded in 2020 and based in New York, NY. United Lending Club Debt Consolidation Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 5.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for United Lending Club Debt Consolidation Loan are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $200,000.00 with United Lending Club Debt Consolidation Loan .
- Prequalified rate. You can check your prequalified rate at United Lending Club with a soft pull that will not affect your FICO or VantageScore.
United Lending Club Debt Consolidation Loan Pros & Cons
| Pros | Cons |
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United Lending Club Debt Consolidation Loan FAQ
What interest rates and personal loan terms does United Lending Club Debt Consolidation Loan offer?
United Lending Club Debt Consolidation Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does United Lending Club Debt Consolidation Loan offer?
United Lending Club Debt Consolidation Loan offers a fixed APR personal loan product that starts at 5.99% APR.
How much can you borrow via United Lending Club Debt Consolidation Loan?
Personal loan amounts start at $25,000.00 and go up to $200,000.00
| Personal Loan Amount | $25000.00 - $200000.00 |
| Loan Term | N/A |
| APR | Starting at 5.99% |
What fees does United Lending Club Debt Consolidation Loan charge?
Does United Lending Club Debt Consolidation Loan charge an origination fee?
United Lending Club Debt Consolidation Loan may charge a personal loan origination fee .
Does United Lending Club Debt Consolidation Loan charge a late fee?
United Lending Club Debt Consolidation Loan does not disclose whether it charges late payment fees.
Does United Lending Club Debt Consolidation Loan charge prepayment fees?
No, United Lending Club Debt Consolidation Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for United Lending Club Debt Consolidation Loan?
United Lending Club Debt Consolidation Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. United Lending Club Debt Consolidation Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by United Lending Club Debt Consolidation Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does United Lending Club perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. United Lending Club Debt Consolidation Loan allows you to check your rates with a soft credit pull.
Are United Lending Club Debt Consolidation Loan legit?
United Lending Club was founded in 2020. It is an established company that has been in business for 6 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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