Last Updated: 04/18/2025
United Members FCU Real Estate Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 180
United Members FCU Real Estate Loans Review
United Members FCU Real Estate Loans is offered by United Members Federal Credit Union, a credit union founded in 1954 and based in Tulsa, OK. United Members FCU Real Estate Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for United Members FCU Real Estate Loans are on the lower end of the spectrum.
- Super long loan terms. United Members FCU Real Estate Loans offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
United Members FCU Real Estate Loans Pros & Cons
| Pros | Cons |
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United Members FCU Real Estate Loans FAQ
What interest rates and personal loan terms does United Members FCU Real Estate Loans offer?
United Members FCU Real Estate Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does United Members FCU Real Estate Loans offer?
United Members FCU Real Estate Loans offers a fixed APR personal loan product that starts at 7.00% APR.
What is the maximum loan term you can get with United Members FCU Real Estate Loans?
United Members FCU Real Estate Loans offers loans with terms of up to 180 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 180 months |
| APR | Starting at 7.00% |
What fees does United Members FCU Real Estate Loans charge?
Does United Members FCU Real Estate Loans charge an origination fee?
United Members FCU Real Estate Loans may charge a personal loan origination fee .
Does United Members FCU Real Estate Loans charge a late fee?
United Members FCU Real Estate Loans does not disclose whether it charges late payment fees.
Does United Members FCU Real Estate Loans charge prepayment fees?
No, United Members FCU Real Estate Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for United Members FCU Real Estate Loans?
United Members FCU Real Estate Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. United Members FCU Real Estate Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by United Members FCU Real Estate Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does United Members FCU Real Estate Loans report your account activity to credit bureaus?
Yes, United Members FCU Real Estate Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does United Members Federal Credit Union perform a hard credit pull?
Yes, United Members FCU Real Estate Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are United Members FCU Real Estate Loans legit?
United Members Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed