Last Updated: 04/18/2025
West Virginia Central FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.05% - 9.55%(Verified 06/21/2024)
Amount Range
Starting at $500
Loan Term (Months)
24 - 60
West Virginia Central FCU Personal Loans Review
West Virginia Central FCU Personal Loans is offered by West Virginia Central Federal Credit Union, a credit union founded in 1969 and based in Parkersburg, WV. West Virginia Central FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.05%. Personal loan interest rates typically range between 9% and 36%. The starting rates for West Virginia Central FCU Personal Loans are on the lower end of the spectrum.
West Virginia Central FCU Personal Loans Pros & Cons
| Pros | Cons |
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West Virginia Central FCU Personal Loans FAQ
What interest rates and personal loan terms does West Virginia Central FCU Personal Loans offer?
What interest rates does West Virginia Central FCU Personal Loans offer?
West Virginia Central FCU Personal Loans offers a fixed APR personal loan product that ranges from 8.05% APR up to 9.55% APR.
How much can you borrow via West Virginia Central FCU Personal Loans?
Personal loan amounts start at $500 .
What is the maximum loan term you can get with West Virginia Central FCU Personal Loans?
West Virginia Central FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | Starting at $500 |
| Loan Term | 24 - 60 months |
| APR | 8.05% - 9.55% |
What fees does West Virginia Central FCU Personal Loans charge?
Does West Virginia Central FCU Personal Loans charge an origination fee?
West Virginia Central FCU Personal Loans may charge a personal loan origination fee .
Does West Virginia Central FCU Personal Loans charge a late fee?
West Virginia Central FCU Personal Loans does not disclose whether it charges late payment fees.
Does West Virginia Central FCU Personal Loans charge prepayment fees?
No, West Virginia Central FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for West Virginia Central FCU Personal Loans?
West Virginia Central FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. West Virginia Central FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by West Virginia Central FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does West Virginia Central FCU Personal Loans report your account activity to credit bureaus?
Yes, West Virginia Central FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does West Virginia Central Federal Credit Union perform a hard credit pull?
Yes, West Virginia Central FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are West Virginia Central FCU Personal Loans legit?
West Virginia Central Federal Credit Union was founded in 1969, it is a well-established company that has been in business for 57 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
8:00AM - 12:00PM