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  Allstate Personal Watercraft Insurance

Allstate Personal Watercraft Insurance

in Personal Watercraft Insurance from Allstate

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Allstate Personal Watercraft Insurance

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Highlights
Financial Strength Rating A+

Allstate Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

Allstate Personal Watercraft Insurance FAQ

Where does Allstate do business?

Allstate is an insurance carrier based in Northbrook, IL. The company was founded in 1931 and offers watercraft insurance in 50 states (and Washington, DC).

Highest possible financial rating. Allstate scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.

If you are looking for a personal watercraft insurance policy and you're wondering whether Allstate Personal Watercraft Insurance is a good choice, read on.

How does Allstate Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of Allstate Personal Watercraft Insurance
Pros Cons
  • 24/7 Phone availability
  • Locally available agents
  • Digital claims reporting
  • Generous with policy discounts
  • Generous with policy discounts
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • Does not offer wreckage removal
up to 350000.

What is the minimum and maximum deductible you can choose for a policy?

Adding a deductible to your insurance policy can reduce your premium. Allstate Personal Watercraft Insurance offers deductibles of $500 to $1,000

What types of WaveRunner and Jet-Ski insurance coverage does Allstate Personal Watercraft Insurance offer?

Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Allstate offers.

Does Allstate offer on-water towing and labor?

Yes, Allstate will pay for on-water towing, jump starts, soft un-grounding and fuel delivery.

Does Allstate provide wreckage removal?

No, Allstate does not have wreckage removal as an available rider for personal watercraft insurance policies.

What is the financial strength rating of Allstate Personal Watercraft Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Allstate Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

How can I get a Allstate Personal Watercraft Insurance quote?

  • Visit the Allstate website.
  • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Policy Discounts
  • Automatic Payment
  • Claims Free
  • Defensive Driver / Safety Course
  • Full Payment
  • Homeowner
  • Mature / Experienced Operator
  • Multiple Policy
  • Multiple Vehicles
Max/Min Deductibles $500 - $1,000
Min/Max Liability Coverage Up to $350,000
Vehicle Coverages
  • Comprehensive
  • Collision
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Total Loss Replacement
Vehicle Policy Endorsements
  • Emergency Roadside Service
  • Mechanical Breakdown Coverage
  • Non-Owner Liability Coverage
Financial Strength Rating A+
Carrier Features
  • 24/7 Phone Availability
  • Paperless Billing
  • Locally Available Agents
  • Digital Claims Reporting
On-Water Towing and Labor

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