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Last Updated: 04/18/2025

Abound Credit Union Individual Retirement Account

from Abound Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.05% - 0.15%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$100

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Abound Credit Union Individual Retirement Account Review

Abound Credit Union Individual Retirement Account is offered by Abound Credit Union, a credit union founded in 1950 and based in Radcliff, KY. Abound Credit Union Individual Retirement Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Abound Credit Union Individual Retirement Account Pros & Cons

Abound Credit Union Individual Retirement Account FAQ

Are savings accounts from Abound Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Abound Credit Union offer a signup bonus?

Abound Credit Union Individual Retirement Account doesn't offer a signup bonus.

What is the minimum initial deposit for Abound Credit Union Individual Retirement Account?

There is no minimum deposit to open a Abound Credit Union Individual Retirement Account.

What APY does Abound Credit Union Individual Retirement Account offer?

Abound Credit Union Individual Retirement Account offers a variable APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).

What fees does Abound Credit Union Individual Retirement Account charge?

Abound Credit Union Individual Retirement Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Incoming domestic bank transfers come with a $3.00 fee.
  • An overdraft on your account will trigger a $31.00 fee per item.
  • Abound Credit Union Individual Retirement Account charges $3.00 every time you request a paper statement.

Does Abound Credit Union Individual Retirement Account charge overdraft fees?

Yes, Abound Credit Union Individual Retirement Account charges a $31.00 overdraft fee.

What features and perks does Abound Credit Union Individual Retirement Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Abound Credit Union Individual Retirement Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Abound Credit Union Individual Retirement Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3939 S Dixie Blvd
Radcliff, KY 40160
(800) 285-5669
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

N/A

Visit Site

Abound Credit Union logo

APY (Annual Percentage Yield)

0.05% - 0.15%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$100

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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