Last Updated: 02/20/2026
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
Barclays Tiered Savings Review
Key Takeaways
- Receive a $200 bonus when you open a new savings account (existing savings and CD account holders are not eligible), deposit $30,000 or more within 30 days and maintain a $30,000 balance for at least 120 days. This offer ends on 3/31/2026.
- High yield savings. This account offers an annual percentage yield of up to 3.85%*, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Barclays Tiered Savings Pros & Cons
| Pros | Cons |
|
|
Barclays Tiered Savings FAQ
Are savings accounts from Barclays Bank federally insured?
Does Barclays Bank offer a signup bonus?
What is the minimum initial deposit for Barclays Tiered Savings?
There is no minimum deposit to open a Barclays Tiered Savings.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Account Transfer to Avoid Monthly Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY* does Barclays Tiered Savings offer?
- 3.85% APY for $250,000 or more
- 3.70% APY for $0 to <$250,000
What fees does Barclays Tiered Savings charge?
What features and perks does Barclays Tiered Savings offer?
- Bonus offer - Open an account and you may receive a signup bonus of up to $200 . See offer page for more details.
- Mobile Banking Services - Barclays Tiered Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to Barclays Tiered Savings?
Barclays Tiered Savings Disclosure: * Barclays Tiered Savings Annual Percentage Yields (APYs) are accurate as of 11/19/2025 and may change at any time without prior notice, before or after the account is opened. The APYs are determined by the Balance Tiers (Tiers) and the amount deposited. The same rate may apply to multiple Tiers and Tiers may change without notice. APY is calculated based on the Tier into which the end-of-day account balance falls. Fees could reduce the earnings on the account. No minimum balance to open, but for interest to post to your account you must maintain a minimum balance that would earn you at least $0.01.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Barclays Tiered Savings
Promotional Offers
Earn a $200 Welcome Bonus!