American Express® Personal Savings Account
in Savings Accounts from American Express National Bank
ClaimedAmerican Express® Personal Savings Account
in Savings Accounts from American Express National Bank
Would you recommend American Express® Personal Savings Account to your friends?
| Community Rating |
Rating not yet determined |
| APY (Annual Percentage Yield) | 1.9% |
| APY Minimum Balance | $1 |
| Monthly Fee | $0 |
American Express® Personal Savings Account Review
American Express® Personal Savings Account is offered by American Express National Bank, a bank founded in 1850 and based in New York, NY. American Express® Personal Savings Account is available in 50 states (and Washington, DC).
Are savings accounts from American Express National Bank federally insured?
Yes, your American Express National Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27471). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does American Express National Bank offer a signup bonus?
American Express® Personal Savings Account has a signup bonus of $0.
What is the minimum balance for American Express® Personal Savings Account?
The minimum balance to open a American Express® Personal Savings Account is $0.| Description | |
|---|---|
| APY Minimum Balance | $1 |
| Minimum Initial Deposit | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | N/A |
| Minimum Required Balance | N/A |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
What APY does American Express National Bank offer?
American Express® Personal Savings Account offers an APY of 1.9% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What features and perks does American Express® Personal Savings Account offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Fraud monitoring - American Express® Personal Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Automatic Savings
- Bauer Financial A+/A Rating
- Fraud Monitoring
- Interest Bearing Account
- No Monthly Maintenance Fee
| Description | |
|---|---|
| Bank Account Features |
What fees does American Express® Personal Savings Account charge?
American Express® Personal Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 - Visit Site
Other Services by American Express National Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Initial Deposit | $0 |
American Express® Personal Savings Account Community Reviews
Would you recommend American Express® Personal Savings Account to your friends?
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