American Express® Personal Savings Account
in Savings Accounts from American Express National BankClaimed Visit Site
American Express® Personal Savings AccountClaimed
in Savings Accounts from American Express National Bank
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|APY Minimum Balance||$1|
American Express® Personal Savings Account Review
Where does American Express® Personal Savings Account do business?
American Express National Bank is based in New York, NY. It was founded in 1850 and offers savings accounts in 50 states (and Washington, DC).
American Express® Personal Savings Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does American Express National Bank offer?
American Express® Personal Savings Account offers an APY of 2.1% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What features and perks does American Express® Personal Savings Account offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Fraud monitoring - American Express® Personal Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
What fees does American Express® Personal Savings Account charge?
American Express® Personal Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.
World Financial Center
200 Vesey Street
New York, NY 10285
- Visit Site
Other Services by American Express National Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|APY Minimum Balance||$1|
|Minimum Initial Deposit||$0|
|Minimum Direct Deposit to Avoid Monthly Fee||$0|
|Minimum Balance to Avoid Monthly Fee||$0|
|Paper Statement Fee||$0|
|Early Account Closure||$0|
|Returned Deposit Fee (Domestic)||$0|
|Wire Transfer Fee - Domestic (Outgoing)||$0|
|Wire Transfer Fee - International (Outgoing)||$0|
|Wire Transfer Fee - International (Incoming)||$0|
|Wire Transfer Fee - Domestic (Incoming)||$0|
|Bauer Financial A+/A Rating|
|Bank Account Features||