American Express® Personal Savings Account
in Savings Accounts from American Express® National BankUnaffiliated
American Express® Personal Savings AccountUnaffiliated
in Savings Accounts from American Express® National Bank
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|APY Minimum Balance||$1|
American Express® Personal Savings Account Review
Where does American Express® Personal Savings Account do business?
American Express® National Bank is based in New York, NY. It was founded in 1850 and offers savings accounts in 50 states (and Washington, DC).
American Express® Personal Savings Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does American Express® National Bank offer?
American Express® Personal Savings Account offers an APY of 2.1% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What features and perks does American Express® Personal Savings Account offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Fraud monitoring - American Express® Personal Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
What fees does American Express® Personal Savings Account charge?
American Express® Personal Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.
World Financial Center
200 Vesey Street
New York, NY 10285
- Visit Site
Other Services by American Express® National Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|APY Minimum Balance||$1|
|Minimum Initial Deposit||$0|
|Minimum Direct Deposit to Avoid Monthly Fee||$0|
|Minimum Balance to Avoid Monthly Fee||$0|
|Paper Statement Fee||$0|
|Early Account Closure||$0|
|Returned Deposit Fee (Domestic)||$0|
|Wire Transfer Fee - Domestic (Outgoing)||$0|
|Wire Transfer Fee - International (Outgoing)||$0|
|Wire Transfer Fee - International (Incoming)||$0|
|Wire Transfer Fee - Domestic (Incoming)||$0|
|Bauer Financial A+/A Rating|
|Bank Account Features||